LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,011
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,966
−HK$3,003/mo
Today · 4.125%
HK$100,969
baseline
▲ 0.50% · 4.625%
HK$107,112
+HK$6,143/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$201,938/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,698
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,533
−HK$2,876/mo
Today · 4.125%
HK$111,409
baseline
▲ 0.50% · 4.625%
HK$117,281
+HK$5,872/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$222,818/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,013
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$117,559
−HK$3,603/mo
Today · 4.125%
HK$121,162
baseline
▲ 0.50% · 4.625%
HK$128,535
+HK$7,373/mo
Deposit HK$16.67M · loan HK$25.00M · min. income ≈ HK$242,324/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,770,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,838
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,240
−HK$3,451/mo
Today · 4.125%
HK$133,691
baseline
▲ 0.50% · 4.625%
HK$140,738
+HK$7,047/mo
Deposit HK$16.67M · loan HK$25.00M · min. income ≈ HK$267,382/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,770,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,015
−HK$8,341/mo
▼ 0.25% · 3.875%
HK$137,152
−HK$4,204/mo
Today · 4.125%
HK$141,356
baseline
▲ 0.50% · 4.625%
HK$149,957
+HK$8,601/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$282,712/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,978
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$151,946
−HK$4,026/mo
Today · 4.125%
HK$155,972
baseline
▲ 0.50% · 4.625%
HK$164,194
+HK$8,222/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$311,944/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,019
−HK$10,724/mo
▼ 0.25% · 3.875%
HK$176,339
−HK$5,404/mo
Today · 4.125%
HK$181,743
baseline
▲ 0.50% · 4.625%
HK$192,802
+HK$11,059/mo
Deposit HK$4.17M · loan HK$37.50M · min. income ≈ HK$363,486/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,257
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$195,359
−HK$5,177/mo
Today · 4.125%
HK$200,536
baseline
▲ 0.50% · 4.625%
HK$211,106
+HK$10,570/mo
Deposit HK$4.17M · loan HK$37.50M · min. income ≈ HK$401,072/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,831 · Scale 2, in force from 26 Feb 2026)