LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,014
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,969
−HK$3,003/mo
Today · 4.125%
HK$100,972
baseline
▲ 0.50% · 4.625%
HK$107,116
+HK$6,144/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$201,944/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,702
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,537
−HK$2,876/mo
Today · 4.125%
HK$111,413
baseline
▲ 0.50% · 4.625%
HK$117,285
+HK$5,872/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$222,826/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,017
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$117,563
−HK$3,603/mo
Today · 4.125%
HK$121,166
baseline
▲ 0.50% · 4.625%
HK$128,539
+HK$7,373/mo
Deposit HK$16.67M · loan HK$25.00M · min. income ≈ HK$242,332/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,770,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,842
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,244
−HK$3,451/mo
Today · 4.125%
HK$133,695
baseline
▲ 0.50% · 4.625%
HK$140,742
+HK$7,047/mo
Deposit HK$16.67M · loan HK$25.00M · min. income ≈ HK$267,390/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,770,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,019
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$137,157
−HK$4,204/mo
Today · 4.125%
HK$141,361
baseline
▲ 0.50% · 4.625%
HK$149,962
+HK$8,601/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$282,722/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,983
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$151,951
−HK$4,027/mo
Today · 4.125%
HK$155,978
baseline
▲ 0.50% · 4.625%
HK$164,200
+HK$8,222/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$311,956/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,025
−HK$10,725/mo
▼ 0.25% · 3.875%
HK$176,345
−HK$5,405/mo
Today · 4.125%
HK$181,750
baseline
▲ 0.50% · 4.625%
HK$192,809
+HK$11,059/mo
Deposit HK$4.17M · loan HK$37.50M · min. income ≈ HK$363,500/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,263
−HK$10,280/mo
▼ 0.25% · 3.875%
HK$195,366
−HK$5,177/mo
Today · 4.125%
HK$200,543
baseline
▲ 0.50% · 4.625%
HK$211,114
+HK$10,571/mo
Deposit HK$4.17M · loan HK$37.50M · min. income ≈ HK$401,086/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,892 · Scale 2, in force from 26 Feb 2026)