LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,017
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,973
−HK$3,002/mo
Today · 4.125%
HK$100,975
baseline
▲ 0.50% · 4.625%
HK$107,119
+HK$6,144/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$201,950/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,770,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,705
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,540
−HK$2,876/mo
Today · 4.125%
HK$111,416
baseline
▲ 0.50% · 4.625%
HK$117,289
+HK$5,873/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$222,832/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,770,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,020
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,567
−HK$3,603/mo
Today · 4.125%
HK$121,170
baseline
▲ 0.50% · 4.625%
HK$128,543
+HK$7,373/mo
Deposit HK$16.67M · loan HK$25.00M · min. income ≈ HK$242,340/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,770,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,847
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,248
−HK$3,452/mo
Today · 4.125%
HK$133,700
baseline
▲ 0.50% · 4.625%
HK$140,747
+HK$7,047/mo
Deposit HK$16.67M · loan HK$25.00M · min. income ≈ HK$267,400/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,770,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,024
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$137,162
−HK$4,204/mo
Today · 4.125%
HK$141,366
baseline
▲ 0.50% · 4.625%
HK$149,967
+HK$8,601/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$282,732/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,988
−HK$7,995/mo
▼ 0.25% · 3.875%
HK$151,957
−HK$4,026/mo
Today · 4.125%
HK$155,983
baseline
▲ 0.50% · 4.625%
HK$164,205
+HK$8,222/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$311,966/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,031
−HK$10,725/mo
▼ 0.25% · 3.875%
HK$176,351
−HK$5,405/mo
Today · 4.125%
HK$181,756
baseline
▲ 0.50% · 4.625%
HK$192,815
+HK$11,059/mo
Deposit HK$4.17M · loan HK$37.50M · min. income ≈ HK$363,512/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,270
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$195,373
−HK$5,176/mo
Today · 4.125%
HK$200,549
baseline
▲ 0.50% · 4.625%
HK$211,121
+HK$10,572/mo
Deposit HK$4.17M · loan HK$37.50M · min. income ≈ HK$401,098/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,951 · Scale 2, in force from 26 Feb 2026)