LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,025
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,981
−HK$3,003/mo
Today · 4.125%
HK$100,984
baseline
▲ 0.50% · 4.625%
HK$107,128
+HK$6,144/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$201,968/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,714
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,549
−HK$2,877/mo
Today · 4.125%
HK$111,426
baseline
▲ 0.50% · 4.625%
HK$117,299
+HK$5,873/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,852/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,030
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,577
−HK$3,604/mo
Today · 4.125%
HK$121,181
baseline
▲ 0.50% · 4.625%
HK$128,554
+HK$7,373/mo
Deposit HK$16.67M · loan HK$25.00M · min. income ≈ HK$242,362/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,857
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,259
−HK$3,452/mo
Today · 4.125%
HK$133,711
baseline
▲ 0.50% · 4.625%
HK$140,759
+HK$7,048/mo
Deposit HK$16.67M · loan HK$25.00M · min. income ≈ HK$267,422/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,035
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$137,173
−HK$4,204/mo
Today · 4.125%
HK$141,377
baseline
▲ 0.50% · 4.625%
HK$149,980
+HK$8,603/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$282,754/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,771,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,000
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$151,969
−HK$4,027/mo
Today · 4.125%
HK$155,996
baseline
▲ 0.50% · 4.625%
HK$164,219
+HK$8,223/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$311,992/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,771,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,045
−HK$10,726/mo
▼ 0.25% · 3.875%
HK$176,365
−HK$5,406/mo
Today · 4.125%
HK$181,771
baseline
▲ 0.50% · 4.625%
HK$192,831
+HK$11,060/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$363,542/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,286
−HK$10,280/mo
▼ 0.25% · 3.875%
HK$195,389
−HK$5,177/mo
Today · 4.125%
HK$200,566
baseline
▲ 0.50% · 4.625%
HK$211,138
+HK$10,572/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$401,132/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,099 · Scale 2, in force from 26 Feb 2026)