LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,031
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,987
−HK$3,003/mo
Today · 4.125%
HK$100,990
baseline
▲ 0.50% · 4.625%
HK$107,135
+HK$6,145/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$201,980/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,721
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,556
−HK$2,876/mo
Today · 4.125%
HK$111,432
baseline
▲ 0.50% · 4.625%
HK$117,306
+HK$5,874/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,864/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,037
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,584
−HK$3,604/mo
Today · 4.125%
HK$121,188
baseline
▲ 0.50% · 4.625%
HK$128,562
+HK$7,374/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$242,376/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,865
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,267
−HK$3,452/mo
Today · 4.125%
HK$133,719
baseline
▲ 0.50% · 4.625%
HK$140,767
+HK$7,048/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$267,438/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,043
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$137,181
−HK$4,205/mo
Today · 4.125%
HK$141,386
baseline
▲ 0.50% · 4.625%
HK$149,989
+HK$8,603/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$282,772/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,771,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,009
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$151,978
−HK$4,027/mo
Today · 4.125%
HK$156,005
baseline
▲ 0.50% · 4.625%
HK$164,229
+HK$8,224/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$312,010/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,771,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,055
−HK$10,727/mo
▼ 0.25% · 3.875%
HK$176,376
−HK$5,406/mo
Today · 4.125%
HK$181,782
baseline
▲ 0.50% · 4.625%
HK$192,843
+HK$11,061/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$363,564/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,297
−HK$10,281/mo
▼ 0.25% · 3.875%
HK$195,401
−HK$5,177/mo
Today · 4.125%
HK$200,578
baseline
▲ 0.50% · 4.625%
HK$211,151
+HK$10,573/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$401,156/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,205 · Scale 2, in force from 26 Feb 2026)