LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,034
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,990
−HK$3,003/mo
Today · 4.125%
HK$100,993
baseline
▲ 0.50% · 4.625%
HK$107,138
+HK$6,145/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$201,986/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,724
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,559
−HK$2,877/mo
Today · 4.125%
HK$111,436
baseline
▲ 0.50% · 4.625%
HK$117,310
+HK$5,874/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,872/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,040
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,588
−HK$3,604/mo
Today · 4.125%
HK$121,192
baseline
▲ 0.50% · 4.625%
HK$128,566
+HK$7,374/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$242,384/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,869
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,271
−HK$3,452/mo
Today · 4.125%
HK$133,723
baseline
▲ 0.50% · 4.625%
HK$140,772
+HK$7,049/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$267,446/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,047
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$137,186
−HK$4,204/mo
Today · 4.125%
HK$141,390
baseline
▲ 0.50% · 4.625%
HK$149,993
+HK$8,603/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$282,780/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,771,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,013
−HK$7,997/mo
▼ 0.25% · 3.875%
HK$151,983
−HK$4,027/mo
Today · 4.125%
HK$156,010
baseline
▲ 0.50% · 4.625%
HK$164,234
+HK$8,224/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$312,020/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,771,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,060
−HK$10,727/mo
▼ 0.25% · 3.875%
HK$176,381
−HK$5,406/mo
Today · 4.125%
HK$181,787
baseline
▲ 0.50% · 4.625%
HK$192,849
+HK$11,062/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$363,574/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,303
−HK$10,281/mo
▼ 0.25% · 3.875%
HK$195,407
−HK$5,177/mo
Today · 4.125%
HK$200,584
baseline
▲ 0.50% · 4.625%
HK$211,158
+HK$10,574/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$401,168/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,260 · Scale 2, in force from 26 Feb 2026)