LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,034
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,990
−HK$3,004/mo
Today · 4.125%
HK$100,994
baseline
▲ 0.50% · 4.625%
HK$107,139
+HK$6,145/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$201,988/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,725
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,560
−HK$2,876/mo
Today · 4.125%
HK$111,436
baseline
▲ 0.50% · 4.625%
HK$117,310
+HK$5,874/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,872/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,041
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,588
−HK$3,604/mo
Today · 4.125%
HK$121,192
baseline
▲ 0.50% · 4.625%
HK$128,567
+HK$7,375/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$242,384/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,869
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,272
−HK$3,452/mo
Today · 4.125%
HK$133,724
baseline
▲ 0.50% · 4.625%
HK$140,773
+HK$7,049/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$267,448/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,048
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$137,186
−HK$4,205/mo
Today · 4.125%
HK$141,391
baseline
▲ 0.50% · 4.625%
HK$149,994
+HK$8,603/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$282,782/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,771,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,014
−HK$7,997/mo
▼ 0.25% · 3.875%
HK$151,984
−HK$4,027/mo
Today · 4.125%
HK$156,011
baseline
▲ 0.50% · 4.625%
HK$164,235
+HK$8,224/mo
Deposit HK$12.50M · loan HK$29.17M · min. income ≈ HK$312,022/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,771,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,061
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$176,382
−HK$5,407/mo
Today · 4.125%
HK$181,789
baseline
▲ 0.50% · 4.625%
HK$192,850
+HK$11,061/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$363,578/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,304
−HK$10,282/mo
▼ 0.25% · 3.875%
HK$195,408
−HK$5,178/mo
Today · 4.125%
HK$200,586
baseline
▲ 0.50% · 4.625%
HK$211,159
+HK$10,573/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$401,172/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,271 · Scale 2, in force from 26 Feb 2026)