LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,040
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,997
−HK$3,003/mo
Today · 4.125%
HK$101,000
baseline
▲ 0.50% · 4.625%
HK$107,146
+HK$6,146/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$202,000/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,731
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,567
−HK$2,877/mo
Today · 4.125%
HK$111,444
baseline
▲ 0.50% · 4.625%
HK$117,318
+HK$5,874/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,888/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,048
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,596
−HK$3,604/mo
Today · 4.125%
HK$121,200
baseline
▲ 0.50% · 4.625%
HK$128,575
+HK$7,375/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$242,400/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,878
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,280
−HK$3,452/mo
Today · 4.125%
HK$133,732
baseline
▲ 0.50% · 4.625%
HK$140,782
+HK$7,050/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$267,464/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,056
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$137,195
−HK$4,205/mo
Today · 4.125%
HK$141,400
baseline
▲ 0.50% · 4.625%
HK$150,004
+HK$8,604/mo
Deposit HK$12.50M · loan HK$29.18M · min. income ≈ HK$282,800/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,024
−HK$7,997/mo
▼ 0.25% · 3.875%
HK$151,994
−HK$4,027/mo
Today · 4.125%
HK$156,021
baseline
▲ 0.50% · 4.625%
HK$164,245
+HK$8,224/mo
Deposit HK$12.50M · loan HK$29.18M · min. income ≈ HK$312,042/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,072
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$176,394
−HK$5,406/mo
Today · 4.125%
HK$181,800
baseline
▲ 0.50% · 4.625%
HK$192,862
+HK$11,062/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$363,600/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,316
−HK$10,283/mo
▼ 0.25% · 3.875%
HK$195,421
−HK$5,178/mo
Today · 4.125%
HK$200,599
baseline
▲ 0.50% · 4.625%
HK$211,172
+HK$10,573/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$401,198/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,385 · Scale 2, in force from 26 Feb 2026)