LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,041
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,998
−HK$3,003/mo
Today · 4.125%
HK$101,001
baseline
▲ 0.50% · 4.625%
HK$107,147
+HK$6,146/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$202,002/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,732
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,568
−HK$2,877/mo
Today · 4.125%
HK$111,445
baseline
▲ 0.50% · 4.625%
HK$117,319
+HK$5,874/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,890/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,049
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,597
−HK$3,604/mo
Today · 4.125%
HK$121,201
baseline
▲ 0.50% · 4.625%
HK$128,576
+HK$7,375/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$242,402/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,879
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,282
−HK$3,452/mo
Today · 4.125%
HK$133,734
baseline
▲ 0.50% · 4.625%
HK$140,783
+HK$7,049/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$267,468/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,058
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$137,197
−HK$4,205/mo
Today · 4.125%
HK$141,402
baseline
▲ 0.50% · 4.625%
HK$150,006
+HK$8,604/mo
Deposit HK$12.50M · loan HK$29.18M · min. income ≈ HK$282,804/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,025
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$151,995
−HK$4,028/mo
Today · 4.125%
HK$156,023
baseline
▲ 0.50% · 4.625%
HK$164,247
+HK$8,224/mo
Deposit HK$12.50M · loan HK$29.18M · min. income ≈ HK$312,046/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,074
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$176,396
−HK$5,406/mo
Today · 4.125%
HK$181,802
baseline
▲ 0.50% · 4.625%
HK$192,864
+HK$11,062/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$363,604/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,318
−HK$10,283/mo
▼ 0.25% · 3.875%
HK$195,423
−HK$5,178/mo
Today · 4.125%
HK$200,601
baseline
▲ 0.50% · 4.625%
HK$211,175
+HK$10,574/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$401,202/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,403 · Scale 2, in force from 26 Feb 2026)