LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,043
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,999
−HK$3,004/mo
Today · 4.125%
HK$101,003
baseline
▲ 0.50% · 4.625%
HK$107,149
+HK$6,146/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$202,006/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,734
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,570
−HK$2,877/mo
Today · 4.125%
HK$111,447
baseline
▲ 0.50% · 4.625%
HK$117,321
+HK$5,874/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,894/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,052
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,599
−HK$3,605/mo
Today · 4.125%
HK$121,204
baseline
▲ 0.50% · 4.625%
HK$128,579
+HK$7,375/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$242,408/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,881
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,284
−HK$3,452/mo
Today · 4.125%
HK$133,736
baseline
▲ 0.50% · 4.625%
HK$140,786
+HK$7,050/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$267,472/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,771,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,060
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$137,199
−HK$4,205/mo
Today · 4.125%
HK$141,404
baseline
▲ 0.50% · 4.625%
HK$150,008
+HK$8,604/mo
Deposit HK$12.50M · loan HK$29.18M · min. income ≈ HK$282,808/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,028
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$151,998
−HK$4,028/mo
Today · 4.125%
HK$156,026
baseline
▲ 0.50% · 4.625%
HK$164,250
+HK$8,224/mo
Deposit HK$12.50M · loan HK$29.18M · min. income ≈ HK$312,052/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,077
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$176,399
−HK$5,406/mo
Today · 4.125%
HK$181,805
baseline
▲ 0.50% · 4.625%
HK$192,868
+HK$11,063/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$363,610/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,322
−HK$10,282/mo
▼ 0.25% · 3.875%
HK$195,426
−HK$5,178/mo
Today · 4.125%
HK$200,604
baseline
▲ 0.50% · 4.625%
HK$211,178
+HK$10,574/mo
Deposit HK$4.17M · loan HK$37.51M · min. income ≈ HK$401,208/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,436 · Scale 2, in force from 26 Feb 2026)