LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,051
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,008
−HK$3,004/mo
Today · 4.125%
HK$101,012
baseline
▲ 0.50% · 4.625%
HK$107,158
+HK$6,146/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$202,024/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,744
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,580
−HK$2,877/mo
Today · 4.125%
HK$111,457
baseline
▲ 0.50% · 4.625%
HK$117,332
+HK$5,875/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,914/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,062
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,610
−HK$3,604/mo
Today · 4.125%
HK$121,214
baseline
▲ 0.50% · 4.625%
HK$128,590
+HK$7,376/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$242,428/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,771,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,892
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$130,296
−HK$3,452/mo
Today · 4.125%
HK$133,748
baseline
▲ 0.50% · 4.625%
HK$140,798
+HK$7,050/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$267,496/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,771,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,072
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$137,211
−HK$4,206/mo
Today · 4.125%
HK$141,417
baseline
▲ 0.50% · 4.625%
HK$150,022
+HK$8,605/mo
Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$282,834/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,041
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$152,012
−HK$4,027/mo
Today · 4.125%
HK$156,039
baseline
▲ 0.50% · 4.625%
HK$164,264
+HK$8,225/mo
Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$312,078/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,092
−HK$10,729/mo
▼ 0.25% · 3.875%
HK$176,414
−HK$5,407/mo
Today · 4.125%
HK$181,821
baseline
▲ 0.50% · 4.625%
HK$192,885
+HK$11,064/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$363,642/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,339
−HK$10,283/mo
▼ 0.25% · 3.875%
HK$195,443
−HK$5,179/mo
Today · 4.125%
HK$200,622
baseline
▲ 0.50% · 4.625%
HK$211,197
+HK$10,575/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$401,244/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,592 · Scale 2, in force from 26 Feb 2026)