LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,054
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$98,010
−HK$3,004/mo
Today · 4.125%
HK$101,014
baseline
▲ 0.50% · 4.625%
HK$107,161
+HK$6,147/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$202,028/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,746
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,582
−HK$2,877/mo
Today · 4.125%
HK$111,459
baseline
▲ 0.50% · 4.625%
HK$117,335
+HK$5,876/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,918/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$1,771,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,064
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$117,613
−HK$3,604/mo
Today · 4.125%
HK$121,217
baseline
▲ 0.50% · 4.625%
HK$128,593
+HK$7,376/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$242,434/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,771,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,896
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,299
−HK$3,452/mo
Today · 4.125%
HK$133,751
baseline
▲ 0.50% · 4.625%
HK$140,802
+HK$7,051/mo
Deposit HK$16.67M · loan HK$25.01M · min. income ≈ HK$267,502/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,771,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,075
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$137,215
−HK$4,205/mo
Today · 4.125%
HK$141,420
baseline
▲ 0.50% · 4.625%
HK$150,025
+HK$8,605/mo
Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$282,840/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,045
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$152,015
−HK$4,028/mo
Today · 4.125%
HK$156,043
baseline
▲ 0.50% · 4.625%
HK$164,268
+HK$8,225/mo
Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$312,086/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,097
−HK$10,729/mo
▼ 0.25% · 3.875%
HK$176,419
−HK$5,407/mo
Today · 4.125%
HK$181,826
baseline
▲ 0.50% · 4.625%
HK$192,890
+HK$11,064/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$363,652/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,343
−HK$10,284/mo
▼ 0.25% · 3.875%
HK$195,448
−HK$5,179/mo
Today · 4.125%
HK$200,627
baseline
▲ 0.50% · 4.625%
HK$211,202
+HK$10,575/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$401,254/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,636 · Scale 2, in force from 26 Feb 2026)