LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,062
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,019
−HK$3,004/mo
Today · 4.125%
HK$101,023
baseline
▲ 0.50% · 4.625%
HK$107,170
+HK$6,147/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$202,046/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,771,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,756
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,592
−HK$2,877/mo
Today · 4.125%
HK$111,469
baseline
▲ 0.50% · 4.625%
HK$117,345
+HK$5,876/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,938/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,771,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,074
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$117,623
−HK$3,605/mo
Today · 4.125%
HK$121,228
baseline
▲ 0.50% · 4.625%
HK$128,604
+HK$7,376/mo
Deposit HK$16.68M · loan HK$25.01M · min. income ≈ HK$242,456/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,771,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,907
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$130,310
−HK$3,453/mo
Today · 4.125%
HK$133,763
baseline
▲ 0.50% · 4.625%
HK$140,814
+HK$7,051/mo
Deposit HK$16.68M · loan HK$25.01M · min. income ≈ HK$267,526/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,771,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,087
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$137,227
−HK$4,206/mo
Today · 4.125%
HK$141,433
baseline
▲ 0.50% · 4.625%
HK$150,038
+HK$8,605/mo
Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$282,866/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,058
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,029
−HK$4,028/mo
Today · 4.125%
HK$156,057
baseline
▲ 0.50% · 4.625%
HK$164,283
+HK$8,226/mo
Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$312,114/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,112
−HK$10,730/mo
▼ 0.25% · 3.875%
HK$176,434
−HK$5,408/mo
Today · 4.125%
HK$181,842
baseline
▲ 0.50% · 4.625%
HK$192,907
+HK$11,065/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$363,684/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,360
−HK$10,285/mo
▼ 0.25% · 3.875%
HK$195,465
−HK$5,180/mo
Today · 4.125%
HK$200,645
baseline
▲ 0.50% · 4.625%
HK$211,221
+HK$10,576/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$401,290/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,791 · Scale 2, in force from 26 Feb 2026)