LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,063
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,020
−HK$3,004/mo
Today · 4.125%
HK$101,024
baseline
▲ 0.50% · 4.625%
HK$107,171
+HK$6,147/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$202,048/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,771,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,756
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,593
−HK$2,877/mo
Today · 4.125%
HK$111,470
baseline
▲ 0.50% · 4.625%
HK$117,346
+HK$5,876/mo
Deposit HK$20.84M · loan HK$20.84M · min. income ≈ HK$222,940/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,771,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,075
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$117,624
−HK$3,605/mo
Today · 4.125%
HK$121,229
baseline
▲ 0.50% · 4.625%
HK$128,605
+HK$7,376/mo
Deposit HK$16.68M · loan HK$25.01M · min. income ≈ HK$242,458/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,771,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,908
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$130,311
−HK$3,453/mo
Today · 4.125%
HK$133,764
baseline
▲ 0.50% · 4.625%
HK$140,815
+HK$7,051/mo
Deposit HK$16.68M · loan HK$25.01M · min. income ≈ HK$267,528/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,771,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,088
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$137,228
−HK$4,206/mo
Today · 4.125%
HK$141,434
baseline
▲ 0.50% · 4.625%
HK$150,040
+HK$8,606/mo
Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$282,868/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,059
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,030
−HK$4,028/mo
Today · 4.125%
HK$156,058
baseline
▲ 0.50% · 4.625%
HK$164,284
+HK$8,226/mo
Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$312,116/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,113
−HK$10,730/mo
▼ 0.25% · 3.875%
HK$176,436
−HK$5,407/mo
Today · 4.125%
HK$181,843
baseline
▲ 0.50% · 4.625%
HK$192,908
+HK$11,065/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$363,686/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,362
−HK$10,284/mo
▼ 0.25% · 3.875%
HK$195,467
−HK$5,179/mo
Today · 4.125%
HK$200,646
baseline
▲ 0.50% · 4.625%
HK$211,223
+HK$10,577/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$401,292/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,806 · Scale 2, in force from 26 Feb 2026)