LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,069
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,026
−HK$3,004/mo
Today · 4.125%
HK$101,030
baseline
▲ 0.50% · 4.625%
HK$107,178
+HK$6,148/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$202,060/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,771,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,763
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,599
−HK$2,878/mo
Today · 4.125%
HK$111,477
baseline
▲ 0.50% · 4.625%
HK$117,353
+HK$5,876/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$222,954/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,771,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,082
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$117,631
−HK$3,605/mo
Today · 4.125%
HK$121,236
baseline
▲ 0.50% · 4.625%
HK$128,613
+HK$7,377/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$242,472/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,771,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,915
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$130,319
−HK$3,453/mo
Today · 4.125%
HK$133,772
baseline
▲ 0.50% · 4.625%
HK$140,824
+HK$7,052/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$267,544/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,771,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,096
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$137,236
−HK$4,206/mo
Today · 4.125%
HK$141,442
baseline
▲ 0.50% · 4.625%
HK$150,049
+HK$8,607/mo
Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$282,884/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,068
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,039
−HK$4,029/mo
Today · 4.125%
HK$156,068
baseline
▲ 0.50% · 4.625%
HK$164,294
+HK$8,226/mo
Deposit HK$12.51M · loan HK$29.18M · min. income ≈ HK$312,136/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,771,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,124
−HK$10,731/mo
▼ 0.25% · 3.875%
HK$176,446
−HK$5,409/mo
Today · 4.125%
HK$181,855
baseline
▲ 0.50% · 4.625%
HK$192,920
+HK$11,065/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$363,710/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,373
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$195,479
−HK$5,180/mo
Today · 4.125%
HK$200,659
baseline
▲ 0.50% · 4.625%
HK$211,236
+HK$10,577/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$401,318/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,771,914 · Scale 2, in force from 26 Feb 2026)