LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,074
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,031
−HK$3,005/mo
Today · 4.125%
HK$101,036
baseline
▲ 0.50% · 4.625%
HK$107,183
+HK$6,147/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$202,072/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,772,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,769
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,605
−HK$2,878/mo
Today · 4.125%
HK$111,483
baseline
▲ 0.50% · 4.625%
HK$117,359
+HK$5,876/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$222,966/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,772,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,088
−HK$7,155/mo
▼ 0.25% · 3.875%
HK$117,637
−HK$3,606/mo
Today · 4.125%
HK$121,243
baseline
▲ 0.50% · 4.625%
HK$128,620
+HK$7,377/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$242,486/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,772,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,922
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$130,326
−HK$3,453/mo
Today · 4.125%
HK$133,779
baseline
▲ 0.50% · 4.625%
HK$140,831
+HK$7,052/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$267,558/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,772,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,103
−HK$8,347/mo
▼ 0.25% · 3.875%
HK$137,243
−HK$4,207/mo
Today · 4.125%
HK$141,450
baseline
▲ 0.50% · 4.625%
HK$150,057
+HK$8,607/mo
Deposit HK$12.51M · loan HK$29.19M · min. income ≈ HK$282,900/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,076
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,047
−HK$4,029/mo
Today · 4.125%
HK$156,076
baseline
▲ 0.50% · 4.625%
HK$164,303
+HK$8,227/mo
Deposit HK$12.51M · loan HK$29.19M · min. income ≈ HK$312,152/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,133
−HK$10,731/mo
▼ 0.25% · 3.875%
HK$176,456
−HK$5,408/mo
Today · 4.125%
HK$181,864
baseline
▲ 0.50% · 4.625%
HK$192,930
+HK$11,066/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$363,728/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,383
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$195,489
−HK$5,180/mo
Today · 4.125%
HK$200,669
baseline
▲ 0.50% · 4.625%
HK$211,247
+HK$10,578/mo
Deposit HK$4.17M · loan HK$37.52M · min. income ≈ HK$401,338/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,008 · Scale 2, in force from 26 Feb 2026)