LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,078
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,036
−HK$3,004/mo
Today · 4.125%
HK$101,040
baseline
▲ 0.50% · 4.625%
HK$107,188
+HK$6,148/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$202,080/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,772,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,773
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,610
−HK$2,878/mo
Today · 4.125%
HK$111,488
baseline
▲ 0.50% · 4.625%
HK$117,365
+HK$5,877/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$222,976/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,772,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,094
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$117,643
−HK$3,605/mo
Today · 4.125%
HK$121,248
baseline
▲ 0.50% · 4.625%
HK$128,626
+HK$7,378/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$242,496/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,772,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,928
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$130,332
−HK$3,454/mo
Today · 4.125%
HK$133,786
baseline
▲ 0.50% · 4.625%
HK$140,838
+HK$7,052/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$267,572/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,772,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,109
−HK$8,347/mo
▼ 0.25% · 3.875%
HK$137,250
−HK$4,206/mo
Today · 4.125%
HK$141,456
baseline
▲ 0.50% · 4.625%
HK$150,064
+HK$8,608/mo
Deposit HK$12.51M · loan HK$29.19M · min. income ≈ HK$282,912/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,083
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,054
−HK$4,029/mo
Today · 4.125%
HK$156,083
baseline
▲ 0.50% · 4.625%
HK$164,311
+HK$8,228/mo
Deposit HK$12.51M · loan HK$29.19M · min. income ≈ HK$312,166/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,141
−HK$10,732/mo
▼ 0.25% · 3.875%
HK$176,464
−HK$5,409/mo
Today · 4.125%
HK$181,873
baseline
▲ 0.50% · 4.625%
HK$192,939
+HK$11,066/mo
Deposit HK$4.17M · loan HK$37.53M · min. income ≈ HK$363,746/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,392
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$195,498
−HK$5,180/mo
Today · 4.125%
HK$200,678
baseline
▲ 0.50% · 4.625%
HK$211,256
+HK$10,578/mo
Deposit HK$4.17M · loan HK$37.53M · min. income ≈ HK$401,356/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,090 · Scale 2, in force from 26 Feb 2026)