LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,080
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,037
−HK$3,005/mo
Today · 4.125%
HK$101,042
baseline
▲ 0.50% · 4.625%
HK$107,190
+HK$6,148/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$202,084/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,772,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,775
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,612
−HK$2,878/mo
Today · 4.125%
HK$111,490
baseline
▲ 0.50% · 4.625%
HK$117,367
+HK$5,877/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$222,980/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,772,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,096
−HK$7,155/mo
▼ 0.25% · 3.875%
HK$117,645
−HK$3,606/mo
Today · 4.125%
HK$121,251
baseline
▲ 0.50% · 4.625%
HK$128,628
+HK$7,377/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$242,502/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,772,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,930
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$130,335
−HK$3,453/mo
Today · 4.125%
HK$133,788
baseline
▲ 0.50% · 4.625%
HK$140,840
+HK$7,052/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$267,576/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,772,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,112
−HK$8,347/mo
▼ 0.25% · 3.875%
HK$137,252
−HK$4,207/mo
Today · 4.125%
HK$141,459
baseline
▲ 0.50% · 4.625%
HK$150,067
+HK$8,608/mo
Deposit HK$12.51M · loan HK$29.19M · min. income ≈ HK$282,918/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,086
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,057
−HK$4,029/mo
Today · 4.125%
HK$156,086
baseline
▲ 0.50% · 4.625%
HK$164,314
+HK$8,228/mo
Deposit HK$12.51M · loan HK$29.19M · min. income ≈ HK$312,172/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,144
−HK$10,732/mo
▼ 0.25% · 3.875%
HK$176,467
−HK$5,409/mo
Today · 4.125%
HK$181,876
baseline
▲ 0.50% · 4.625%
HK$192,943
+HK$11,067/mo
Deposit HK$4.17M · loan HK$37.53M · min. income ≈ HK$363,752/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,396
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$195,502
−HK$5,180/mo
Today · 4.125%
HK$200,682
baseline
▲ 0.50% · 4.625%
HK$211,260
+HK$10,578/mo
Deposit HK$4.17M · loan HK$37.53M · min. income ≈ HK$401,364/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,123 · Scale 2, in force from 26 Feb 2026)