LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,088
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,045
−HK$3,005/mo
Today · 4.125%
HK$101,050
baseline
▲ 0.50% · 4.625%
HK$107,199
+HK$6,149/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$202,100/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,772,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,784
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,621
−HK$2,878/mo
Today · 4.125%
HK$111,499
baseline
▲ 0.50% · 4.625%
HK$117,376
+HK$5,877/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$222,998/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$1,772,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,105
−HK$7,155/mo
▼ 0.25% · 3.875%
HK$117,654
−HK$3,606/mo
Today · 4.125%
HK$121,260
baseline
▲ 0.50% · 4.625%
HK$128,639
+HK$7,379/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$242,520/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,772,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,941
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$130,345
−HK$3,454/mo
Today · 4.125%
HK$133,799
baseline
▲ 0.50% · 4.625%
HK$140,852
+HK$7,053/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$267,598/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,772,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,123
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$137,263
−HK$4,208/mo
Today · 4.125%
HK$141,471
baseline
▲ 0.50% · 4.625%
HK$150,079
+HK$8,608/mo
Deposit HK$12.51M · loan HK$29.19M · min. income ≈ HK$282,942/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,098
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$152,069
−HK$4,030/mo
Today · 4.125%
HK$156,099
baseline
▲ 0.50% · 4.625%
HK$164,327
+HK$8,228/mo
Deposit HK$12.51M · loan HK$29.19M · min. income ≈ HK$312,198/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,158
−HK$10,733/mo
▼ 0.25% · 3.875%
HK$176,482
−HK$5,409/mo
Today · 4.125%
HK$181,891
baseline
▲ 0.50% · 4.625%
HK$192,958
+HK$11,067/mo
Deposit HK$4.17M · loan HK$37.53M · min. income ≈ HK$363,782/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,411
−HK$10,287/mo
▼ 0.25% · 3.875%
HK$195,518
−HK$5,180/mo
Today · 4.125%
HK$200,698
baseline
▲ 0.50% · 4.625%
HK$211,278
+HK$10,580/mo
Deposit HK$4.17M · loan HK$37.53M · min. income ≈ HK$401,396/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,267 · Scale 2, in force from 26 Feb 2026)