LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,103
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,061
−HK$3,006/mo
Today · 4.125%
HK$101,067
baseline
▲ 0.50% · 4.625%
HK$107,216
+HK$6,149/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$202,134/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,772,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,801
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,638
−HK$2,879/mo
Today · 4.125%
HK$111,517
baseline
▲ 0.50% · 4.625%
HK$117,395
+HK$5,878/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$223,034/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,772,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,123
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$117,673
−HK$3,607/mo
Today · 4.125%
HK$121,280
baseline
▲ 0.50% · 4.625%
HK$128,660
+HK$7,380/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$242,560/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,772,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,961
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$130,366
−HK$3,454/mo
Today · 4.125%
HK$133,820
baseline
▲ 0.50% · 4.625%
HK$140,874
+HK$7,054/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$267,640/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,772,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,144
−HK$8,349/mo
▼ 0.25% · 3.875%
HK$137,285
−HK$4,208/mo
Today · 4.125%
HK$141,493
baseline
▲ 0.50% · 4.625%
HK$150,103
+HK$8,610/mo
Deposit HK$12.51M · loan HK$29.19M · min. income ≈ HK$282,986/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,121
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$152,094
−HK$4,030/mo
Today · 4.125%
HK$156,124
baseline
▲ 0.50% · 4.625%
HK$164,353
+HK$8,229/mo
Deposit HK$12.51M · loan HK$29.19M · min. income ≈ HK$312,248/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,185
−HK$10,735/mo
▼ 0.25% · 3.875%
HK$176,510
−HK$5,410/mo
Today · 4.125%
HK$181,920
baseline
▲ 0.50% · 4.625%
HK$192,989
+HK$11,069/mo
Deposit HK$4.17M · loan HK$37.54M · min. income ≈ HK$363,840/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,442
−HK$10,289/mo
▼ 0.25% · 3.875%
HK$195,549
−HK$5,182/mo
Today · 4.125%
HK$200,731
baseline
▲ 0.50% · 4.625%
HK$211,311
+HK$10,580/mo
Deposit HK$4.17M · loan HK$37.54M · min. income ≈ HK$401,462/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,551 · Scale 2, in force from 26 Feb 2026)