LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,105
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,063
−HK$3,006/mo
Today · 4.125%
HK$101,069
baseline
▲ 0.50% · 4.625%
HK$107,219
+HK$6,150/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$202,138/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,772,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,803
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,641
−HK$2,878/mo
Today · 4.125%
HK$111,519
baseline
▲ 0.50% · 4.625%
HK$117,398
+HK$5,879/mo
Deposit HK$20.85M · loan HK$20.85M · min. income ≈ HK$223,038/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,772,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,126
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$117,676
−HK$3,607/mo
Today · 4.125%
HK$121,283
baseline
▲ 0.50% · 4.625%
HK$128,662
+HK$7,379/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$242,566/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,772,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,964
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$130,369
−HK$3,454/mo
Today · 4.125%
HK$133,823
baseline
▲ 0.50% · 4.625%
HK$140,877
+HK$7,054/mo
Deposit HK$16.68M · loan HK$25.02M · min. income ≈ HK$267,646/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,772,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,147
−HK$8,349/mo
▼ 0.25% · 3.875%
HK$137,288
−HK$4,208/mo
Today · 4.125%
HK$141,496
baseline
▲ 0.50% · 4.625%
HK$150,106
+HK$8,610/mo
Deposit HK$12.51M · loan HK$29.20M · min. income ≈ HK$282,992/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,125
−HK$8,002/mo
▼ 0.25% · 3.875%
HK$152,097
−HK$4,030/mo
Today · 4.125%
HK$156,127
baseline
▲ 0.50% · 4.625%
HK$164,357
+HK$8,230/mo
Deposit HK$12.51M · loan HK$29.20M · min. income ≈ HK$312,254/mo (50% DSR)
Upfront cash ≈ HK$14.28M (deposit + AVD stamp duty HK$1,772,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,189
−HK$10,735/mo
▼ 0.25% · 3.875%
HK$176,514
−HK$5,410/mo
Today · 4.125%
HK$181,924
baseline
▲ 0.50% · 4.625%
HK$192,993
+HK$11,069/mo
Deposit HK$4.17M · loan HK$37.54M · min. income ≈ HK$363,848/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,446
−HK$10,289/mo
▼ 0.25% · 3.875%
HK$195,553
−HK$5,182/mo
Today · 4.125%
HK$200,735
baseline
▲ 0.50% · 4.625%
HK$211,316
+HK$10,581/mo
Deposit HK$4.17M · loan HK$37.54M · min. income ≈ HK$401,470/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,590 · Scale 2, in force from 26 Feb 2026)