LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,122
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,080
−HK$3,007/mo
Today · 4.125%
HK$101,087
baseline
▲ 0.50% · 4.625%
HK$107,237
+HK$6,150/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$202,174/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,772,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,822
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,660
−HK$2,879/mo
Today · 4.125%
HK$111,539
baseline
▲ 0.50% · 4.625%
HK$117,418
+HK$5,879/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$223,078/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,772,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,146
−HK$7,158/mo
▼ 0.25% · 3.875%
HK$117,697
−HK$3,607/mo
Today · 4.125%
HK$121,304
baseline
▲ 0.50% · 4.625%
HK$128,685
+HK$7,381/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$242,608/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,772,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,986
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$130,392
−HK$3,455/mo
Today · 4.125%
HK$133,847
baseline
▲ 0.50% · 4.625%
HK$140,902
+HK$7,055/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$267,694/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,772,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,170
−HK$8,351/mo
▼ 0.25% · 3.875%
HK$137,313
−HK$4,208/mo
Today · 4.125%
HK$141,521
baseline
▲ 0.50% · 4.625%
HK$150,132
+HK$8,611/mo
Deposit HK$12.51M · loan HK$29.20M · min. income ≈ HK$283,042/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,772,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,151
−HK$8,004/mo
▼ 0.25% · 3.875%
HK$152,124
−HK$4,031/mo
Today · 4.125%
HK$156,155
baseline
▲ 0.50% · 4.625%
HK$164,386
+HK$8,231/mo
Deposit HK$12.51M · loan HK$29.20M · min. income ≈ HK$312,310/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,772,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,219
−HK$10,737/mo
▼ 0.25% · 3.875%
HK$176,545
−HK$5,411/mo
Today · 4.125%
HK$181,956
baseline
▲ 0.50% · 4.625%
HK$193,027
+HK$11,071/mo
Deposit HK$4.17M · loan HK$37.54M · min. income ≈ HK$363,912/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,479
−HK$10,291/mo
▼ 0.25% · 3.875%
HK$195,588
−HK$5,182/mo
Today · 4.125%
HK$200,770
baseline
▲ 0.50% · 4.625%
HK$211,353
+HK$10,583/mo
Deposit HK$4.17M · loan HK$37.54M · min. income ≈ HK$401,540/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,901 · Scale 2, in force from 26 Feb 2026)