LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,512
−HK$597/mo
▼ 0.25% · 3.875%
HK$9,808
−HK$301/mo
Today · 4.125%
HK$10,109
baseline
▲ 0.50% · 4.625%
HK$10,724
+HK$615/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$20,218/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$34,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,582
−HK$572/mo
▼ 0.25% · 3.875%
HK$10,866
−HK$288/mo
Today · 4.125%
HK$11,154
baseline
▲ 0.50% · 4.625%
HK$11,742
+HK$588/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$22,308/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$34,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,415
−HK$716/mo
▼ 0.25% · 3.875%
HK$11,770
−HK$361/mo
Today · 4.125%
HK$12,131
baseline
▲ 0.50% · 4.625%
HK$12,869
+HK$738/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$24,262/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$34,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,699
−HK$686/mo
▼ 0.25% · 3.875%
HK$13,039
−HK$346/mo
Today · 4.125%
HK$13,385
baseline
▲ 0.50% · 4.625%
HK$14,090
+HK$705/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$26,770/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$34,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,317
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,731
−HK$421/mo
Today · 4.125%
HK$14,152
baseline
▲ 0.50% · 4.625%
HK$15,013
+HK$861/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$28,304/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$34,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,815
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,213
−HK$403/mo
Today · 4.125%
HK$15,616
baseline
▲ 0.50% · 4.625%
HK$16,439
+HK$823/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$31,232/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$34,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,122
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,655
−HK$541/mo
Today · 4.125%
HK$18,196
baseline
▲ 0.50% · 4.625%
HK$19,303
+HK$1,107/mo
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,392/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,048
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,559
−HK$518/mo
Today · 4.125%
HK$20,077
baseline
▲ 0.50% · 4.625%
HK$21,136
+HK$1,059/mo
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$40,154/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,414 · Scale 2, in force from 26 Feb 2026)