LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,123
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,082
−HK$3,006/mo
Today · 4.125%
HK$101,088
baseline
▲ 0.50% · 4.625%
HK$107,239
+HK$6,151/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$202,176/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,772,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,823
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,661
−HK$2,879/mo
Today · 4.125%
HK$111,540
baseline
▲ 0.50% · 4.625%
HK$117,420
+HK$5,880/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$223,080/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,772,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,147
−HK$7,158/mo
▼ 0.25% · 3.875%
HK$117,698
−HK$3,607/mo
Today · 4.125%
HK$121,305
baseline
▲ 0.50% · 4.625%
HK$128,686
+HK$7,381/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$242,610/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,772,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,988
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$130,393
−HK$3,455/mo
Today · 4.125%
HK$133,848
baseline
▲ 0.50% · 4.625%
HK$140,904
+HK$7,056/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$267,696/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,772,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,172
−HK$8,351/mo
▼ 0.25% · 3.875%
HK$137,314
−HK$4,209/mo
Today · 4.125%
HK$141,523
baseline
▲ 0.50% · 4.625%
HK$150,134
+HK$8,611/mo
Deposit HK$12.51M · loan HK$29.20M · min. income ≈ HK$283,046/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,772,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,152
−HK$8,004/mo
▼ 0.25% · 3.875%
HK$152,126
−HK$4,030/mo
Today · 4.125%
HK$156,156
baseline
▲ 0.50% · 4.625%
HK$164,388
+HK$8,232/mo
Deposit HK$12.51M · loan HK$29.20M · min. income ≈ HK$312,312/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,772,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,221
−HK$10,737/mo
▼ 0.25% · 3.875%
HK$176,547
−HK$5,411/mo
Today · 4.125%
HK$181,958
baseline
▲ 0.50% · 4.625%
HK$193,030
+HK$11,072/mo
Deposit HK$4.17M · loan HK$37.54M · min. income ≈ HK$363,916/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,481
−HK$10,292/mo
▼ 0.25% · 3.875%
HK$195,590
−HK$5,183/mo
Today · 4.125%
HK$200,773
baseline
▲ 0.50% · 4.625%
HK$211,356
+HK$10,583/mo
Deposit HK$4.17M · loan HK$37.54M · min. income ≈ HK$401,546/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,772,921 · Scale 2, in force from 26 Feb 2026)