LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,127
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,086
−HK$3,006/mo
Today · 4.125%
HK$101,092
baseline
▲ 0.50% · 4.625%
HK$107,244
+HK$6,152/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$202,184/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,773,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,828
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,666
−HK$2,879/mo
Today · 4.125%
HK$111,545
baseline
▲ 0.50% · 4.625%
HK$117,425
+HK$5,880/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$223,090/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,773,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,152
−HK$7,159/mo
▼ 0.25% · 3.875%
HK$117,703
−HK$3,608/mo
Today · 4.125%
HK$121,311
baseline
▲ 0.50% · 4.625%
HK$128,692
+HK$7,381/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$242,622/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,993
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$130,399
−HK$3,455/mo
Today · 4.125%
HK$133,854
baseline
▲ 0.50% · 4.625%
HK$140,910
+HK$7,056/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$267,708/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,178
−HK$8,351/mo
▼ 0.25% · 3.875%
HK$137,320
−HK$4,209/mo
Today · 4.125%
HK$141,529
baseline
▲ 0.50% · 4.625%
HK$150,141
+HK$8,612/mo
Deposit HK$12.52M · loan HK$29.20M · min. income ≈ HK$283,058/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,159
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$152,133
−HK$4,031/mo
Today · 4.125%
HK$156,164
baseline
▲ 0.50% · 4.625%
HK$164,395
+HK$8,231/mo
Deposit HK$12.52M · loan HK$29.20M · min. income ≈ HK$312,328/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,229
−HK$10,737/mo
▼ 0.25% · 3.875%
HK$176,555
−HK$5,411/mo
Today · 4.125%
HK$181,966
baseline
▲ 0.50% · 4.625%
HK$193,038
+HK$11,072/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$363,932/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,773,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,490
−HK$10,292/mo
▼ 0.25% · 3.875%
HK$195,599
−HK$5,183/mo
Today · 4.125%
HK$200,782
baseline
▲ 0.50% · 4.625%
HK$211,365
+HK$10,583/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$401,564/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,773,002 · Scale 2, in force from 26 Feb 2026)