LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,134
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,094
−HK$3,006/mo
Today · 4.125%
HK$101,100
baseline
▲ 0.50% · 4.625%
HK$107,252
+HK$6,152/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$202,200/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,773,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,836
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,674
−HK$2,880/mo
Today · 4.125%
HK$111,554
baseline
▲ 0.50% · 4.625%
HK$117,434
+HK$5,880/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$223,108/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,773,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,161
−HK$7,159/mo
▼ 0.25% · 3.875%
HK$117,712
−HK$3,608/mo
Today · 4.125%
HK$121,320
baseline
▲ 0.50% · 4.625%
HK$128,702
+HK$7,382/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$242,640/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,003
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$130,409
−HK$3,456/mo
Today · 4.125%
HK$133,865
baseline
▲ 0.50% · 4.625%
HK$140,921
+HK$7,056/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$267,730/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,188
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$137,331
−HK$4,209/mo
Today · 4.125%
HK$141,540
baseline
▲ 0.50% · 4.625%
HK$150,153
+HK$8,613/mo
Deposit HK$12.52M · loan HK$29.20M · min. income ≈ HK$283,080/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,170
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$152,144
−HK$4,032/mo
Today · 4.125%
HK$156,176
baseline
▲ 0.50% · 4.625%
HK$164,408
+HK$8,232/mo
Deposit HK$12.52M · loan HK$29.20M · min. income ≈ HK$312,352/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,242
−HK$10,738/mo
▼ 0.25% · 3.875%
HK$176,568
−HK$5,412/mo
Today · 4.125%
HK$181,980
baseline
▲ 0.50% · 4.625%
HK$193,053
+HK$11,073/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$363,960/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,505
−HK$10,292/mo
▼ 0.25% · 3.875%
HK$195,614
−HK$5,183/mo
Today · 4.125%
HK$200,797
baseline
▲ 0.50% · 4.625%
HK$211,382
+HK$10,585/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$401,594/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,139 · Scale 2, in force from 26 Feb 2026)