LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,138
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,097
−HK$3,007/mo
Today · 4.125%
HK$101,104
baseline
▲ 0.50% · 4.625%
HK$107,256
+HK$6,152/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$202,208/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,773,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,840
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,678
−HK$2,880/mo
Today · 4.125%
HK$111,558
baseline
▲ 0.50% · 4.625%
HK$117,438
+HK$5,880/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$223,116/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,773,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,165
−HK$7,159/mo
▼ 0.25% · 3.875%
HK$117,716
−HK$3,608/mo
Today · 4.125%
HK$121,324
baseline
▲ 0.50% · 4.625%
HK$128,707
+HK$7,383/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$242,648/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,008
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$130,414
−HK$3,455/mo
Today · 4.125%
HK$133,869
baseline
▲ 0.50% · 4.625%
HK$140,926
+HK$7,057/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$267,738/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,193
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$137,336
−HK$4,209/mo
Today · 4.125%
HK$141,545
baseline
▲ 0.50% · 4.625%
HK$150,158
+HK$8,613/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$283,090/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,176
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$152,150
−HK$4,031/mo
Today · 4.125%
HK$156,181
baseline
▲ 0.50% · 4.625%
HK$164,414
+HK$8,233/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$312,362/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,248
−HK$10,738/mo
▼ 0.25% · 3.875%
HK$176,575
−HK$5,411/mo
Today · 4.125%
HK$181,986
baseline
▲ 0.50% · 4.625%
HK$193,060
+HK$11,074/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$363,972/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,511
−HK$10,293/mo
▼ 0.25% · 3.875%
HK$195,621
−HK$5,183/mo
Today · 4.125%
HK$200,804
baseline
▲ 0.50% · 4.625%
HK$211,389
+HK$10,585/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$401,608/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,200 · Scale 2, in force from 26 Feb 2026)