LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,139
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,098
−HK$3,007/mo
Today · 4.125%
HK$101,105
baseline
▲ 0.50% · 4.625%
HK$107,257
+HK$6,152/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$202,210/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,773,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,841
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,680
−HK$2,879/mo
Today · 4.125%
HK$111,559
baseline
▲ 0.50% · 4.625%
HK$117,440
+HK$5,881/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$223,118/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$1,773,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,167
−HK$7,159/mo
▼ 0.25% · 3.875%
HK$117,718
−HK$3,608/mo
Today · 4.125%
HK$121,326
baseline
▲ 0.50% · 4.625%
HK$128,708
+HK$7,382/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$242,652/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,009
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$130,416
−HK$3,455/mo
Today · 4.125%
HK$133,871
baseline
▲ 0.50% · 4.625%
HK$140,928
+HK$7,057/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$267,742/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,194
−HK$8,353/mo
▼ 0.25% · 3.875%
HK$137,337
−HK$4,210/mo
Today · 4.125%
HK$141,547
baseline
▲ 0.50% · 4.625%
HK$150,160
+HK$8,613/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$283,094/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,177
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$152,151
−HK$4,032/mo
Today · 4.125%
HK$156,183
baseline
▲ 0.50% · 4.625%
HK$164,416
+HK$8,233/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$312,366/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,250
−HK$10,739/mo
▼ 0.25% · 3.875%
HK$176,577
−HK$5,412/mo
Today · 4.125%
HK$181,989
baseline
▲ 0.50% · 4.625%
HK$193,062
+HK$11,073/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$363,978/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,514
−HK$10,293/mo
▼ 0.25% · 3.875%
HK$195,623
−HK$5,184/mo
Today · 4.125%
HK$200,807
baseline
▲ 0.50% · 4.625%
HK$211,391
+HK$10,584/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$401,614/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,222 · Scale 2, in force from 26 Feb 2026)