LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,143
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,103
−HK$3,007/mo
Today · 4.125%
HK$101,110
baseline
▲ 0.50% · 4.625%
HK$107,262
+HK$6,152/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$202,220/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,773,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,846
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,685
−HK$2,879/mo
Today · 4.125%
HK$111,564
baseline
▲ 0.50% · 4.625%
HK$117,445
+HK$5,881/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$223,128/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,773,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,172
−HK$7,159/mo
▼ 0.25% · 3.875%
HK$117,723
−HK$3,608/mo
Today · 4.125%
HK$121,331
baseline
▲ 0.50% · 4.625%
HK$128,714
+HK$7,383/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$242,662/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,015
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$130,422
−HK$3,455/mo
Today · 4.125%
HK$133,877
baseline
▲ 0.50% · 4.625%
HK$140,934
+HK$7,057/mo
Deposit HK$16.69M · loan HK$25.03M · min. income ≈ HK$267,754/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,201
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$137,344
−HK$4,209/mo
Today · 4.125%
HK$141,553
baseline
▲ 0.50% · 4.625%
HK$150,167
+HK$8,614/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$283,106/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,184
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$152,158
−HK$4,032/mo
Today · 4.125%
HK$156,190
baseline
▲ 0.50% · 4.625%
HK$164,423
+HK$8,233/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$312,380/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,258
−HK$10,739/mo
▼ 0.25% · 3.875%
HK$176,585
−HK$5,412/mo
Today · 4.125%
HK$181,997
baseline
▲ 0.50% · 4.625%
HK$193,071
+HK$11,074/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$363,994/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,523
−HK$10,293/mo
▼ 0.25% · 3.875%
HK$195,632
−HK$5,184/mo
Today · 4.125%
HK$200,816
baseline
▲ 0.50% · 4.625%
HK$211,401
+HK$10,585/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$401,632/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,304 · Scale 2, in force from 26 Feb 2026)