LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,144
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,104
−HK$3,006/mo
Today · 4.125%
HK$101,110
baseline
▲ 0.50% · 4.625%
HK$107,263
+HK$6,153/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$202,220/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,773,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,847
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,686
−HK$2,879/mo
Today · 4.125%
HK$111,565
baseline
▲ 0.50% · 4.625%
HK$117,446
+HK$5,881/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$223,130/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,773,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,173
−HK$7,160/mo
▼ 0.25% · 3.875%
HK$117,724
−HK$3,609/mo
Today · 4.125%
HK$121,333
baseline
▲ 0.50% · 4.625%
HK$128,715
+HK$7,382/mo
Deposit HK$16.69M · loan HK$25.04M · min. income ≈ HK$242,666/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,016
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$130,423
−HK$3,456/mo
Today · 4.125%
HK$133,879
baseline
▲ 0.50% · 4.625%
HK$140,935
+HK$7,056/mo
Deposit HK$16.69M · loan HK$25.04M · min. income ≈ HK$267,758/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,773,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,202
−HK$8,353/mo
▼ 0.25% · 3.875%
HK$137,345
−HK$4,210/mo
Today · 4.125%
HK$141,555
baseline
▲ 0.50% · 4.625%
HK$150,168
+HK$8,613/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$283,110/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,186
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$152,160
−HK$4,032/mo
Today · 4.125%
HK$156,192
baseline
▲ 0.50% · 4.625%
HK$164,425
+HK$8,233/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$312,384/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,259
−HK$10,740/mo
▼ 0.25% · 3.875%
HK$176,587
−HK$5,412/mo
Today · 4.125%
HK$181,999
baseline
▲ 0.50% · 4.625%
HK$193,073
+HK$11,074/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$363,998/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,524
−HK$10,294/mo
▼ 0.25% · 3.875%
HK$195,634
−HK$5,184/mo
Today · 4.125%
HK$200,818
baseline
▲ 0.50% · 4.625%
HK$211,403
+HK$10,585/mo
Deposit HK$4.17M · loan HK$37.55M · min. income ≈ HK$401,636/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,321 · Scale 2, in force from 26 Feb 2026)