LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,154
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,114
−HK$3,007/mo
Today · 4.125%
HK$101,121
baseline
▲ 0.50% · 4.625%
HK$107,274
+HK$6,153/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$202,242/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,773,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,858
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,697
−HK$2,880/mo
Today · 4.125%
HK$111,577
baseline
▲ 0.50% · 4.625%
HK$117,458
+HK$5,881/mo
Deposit HK$20.86M · loan HK$20.86M · min. income ≈ HK$223,154/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,773,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,185
−HK$7,160/mo
▼ 0.25% · 3.875%
HK$117,737
−HK$3,608/mo
Today · 4.125%
HK$121,345
baseline
▲ 0.50% · 4.625%
HK$128,729
+HK$7,384/mo
Deposit HK$16.69M · loan HK$25.04M · min. income ≈ HK$242,690/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,773,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,029
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$130,436
−HK$3,456/mo
Today · 4.125%
HK$133,892
baseline
▲ 0.50% · 4.625%
HK$140,950
+HK$7,058/mo
Deposit HK$16.69M · loan HK$25.04M · min. income ≈ HK$267,784/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,773,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,216
−HK$8,353/mo
▼ 0.25% · 3.875%
HK$137,359
−HK$4,210/mo
Today · 4.125%
HK$141,569
baseline
▲ 0.50% · 4.625%
HK$150,183
+HK$8,614/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$283,138/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,201
−HK$8,007/mo
▼ 0.25% · 3.875%
HK$152,176
−HK$4,032/mo
Today · 4.125%
HK$156,208
baseline
▲ 0.50% · 4.625%
HK$164,442
+HK$8,234/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$312,416/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,277
−HK$10,741/mo
▼ 0.25% · 3.875%
HK$176,605
−HK$5,413/mo
Today · 4.125%
HK$182,018
baseline
▲ 0.50% · 4.625%
HK$193,093
+HK$11,075/mo
Deposit HK$4.17M · loan HK$37.56M · min. income ≈ HK$364,036/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,544
−HK$10,295/mo
▼ 0.25% · 3.875%
HK$195,654
−HK$5,185/mo
Today · 4.125%
HK$200,839
baseline
▲ 0.50% · 4.625%
HK$211,425
+HK$10,586/mo
Deposit HK$4.17M · loan HK$37.56M · min. income ≈ HK$401,678/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,504 · Scale 2, in force from 26 Feb 2026)