LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,165
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,125
−HK$3,008/mo
Today · 4.125%
HK$101,133
baseline
▲ 0.50% · 4.625%
HK$107,286
+HK$6,153/mo
Deposit HK$20.87M · loan HK$20.87M · min. income ≈ HK$202,266/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,773,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,870
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,709
−HK$2,881/mo
Today · 4.125%
HK$111,590
baseline
▲ 0.50% · 4.625%
HK$117,472
+HK$5,882/mo
Deposit HK$20.87M · loan HK$20.87M · min. income ≈ HK$223,180/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,773,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,198
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$117,750
−HK$3,609/mo
Today · 4.125%
HK$121,359
baseline
▲ 0.50% · 4.625%
HK$128,744
+HK$7,385/mo
Deposit HK$16.69M · loan HK$25.04M · min. income ≈ HK$242,718/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,773,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,044
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,451
−HK$3,457/mo
Today · 4.125%
HK$133,908
baseline
▲ 0.50% · 4.625%
HK$140,966
+HK$7,058/mo
Deposit HK$16.69M · loan HK$25.04M · min. income ≈ HK$267,816/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,773,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,231
−HK$8,355/mo
▼ 0.25% · 3.875%
HK$137,375
−HK$4,211/mo
Today · 4.125%
HK$141,586
baseline
▲ 0.50% · 4.625%
HK$150,201
+HK$8,615/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$283,172/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,218
−HK$8,008/mo
▼ 0.25% · 3.875%
HK$152,193
−HK$4,033/mo
Today · 4.125%
HK$156,226
baseline
▲ 0.50% · 4.625%
HK$164,461
+HK$8,235/mo
Deposit HK$12.52M · loan HK$29.21M · min. income ≈ HK$312,452/mo (50% DSR)
Upfront cash ≈ HK$14.29M (deposit + AVD stamp duty HK$1,773,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,297
−HK$10,742/mo
▼ 0.25% · 3.875%
HK$176,625
−HK$5,414/mo
Today · 4.125%
HK$182,039
baseline
▲ 0.50% · 4.625%
HK$193,115
+HK$11,076/mo
Deposit HK$4.17M · loan HK$37.56M · min. income ≈ HK$364,078/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,566
−HK$10,296/mo
▼ 0.25% · 3.875%
HK$195,677
−HK$5,185/mo
Today · 4.125%
HK$200,862
baseline
▲ 0.50% · 4.625%
HK$211,449
+HK$10,587/mo
Deposit HK$4.17M · loan HK$37.56M · min. income ≈ HK$401,724/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,708 · Scale 2, in force from 26 Feb 2026)