LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,180
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,141
−HK$3,008/mo
Today · 4.125%
HK$101,149
baseline
▲ 0.50% · 4.625%
HK$107,304
+HK$6,155/mo
Deposit HK$20.87M · loan HK$20.87M · min. income ≈ HK$202,298/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,773,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,887
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,727
−HK$2,881/mo
Today · 4.125%
HK$111,608
baseline
▲ 0.50% · 4.625%
HK$117,491
+HK$5,883/mo
Deposit HK$20.87M · loan HK$20.87M · min. income ≈ HK$223,216/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,773,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,216
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,769
−HK$3,610/mo
Today · 4.125%
HK$121,379
baseline
▲ 0.50% · 4.625%
HK$128,764
+HK$7,385/mo
Deposit HK$16.70M · loan HK$25.04M · min. income ≈ HK$242,758/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,773,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,065
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,472
−HK$3,457/mo
Today · 4.125%
HK$133,929
baseline
▲ 0.50% · 4.625%
HK$140,989
+HK$7,060/mo
Deposit HK$16.70M · loan HK$25.04M · min. income ≈ HK$267,858/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,773,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,252
−HK$8,356/mo
▼ 0.25% · 3.875%
HK$137,397
−HK$4,211/mo
Today · 4.125%
HK$141,608
baseline
▲ 0.50% · 4.625%
HK$150,225
+HK$8,617/mo
Deposit HK$12.52M · loan HK$29.22M · min. income ≈ HK$283,216/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,773,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,242
−HK$8,009/mo
▼ 0.25% · 3.875%
HK$152,218
−HK$4,033/mo
Today · 4.125%
HK$156,251
baseline
▲ 0.50% · 4.625%
HK$164,487
+HK$8,236/mo
Deposit HK$12.52M · loan HK$29.22M · min. income ≈ HK$312,502/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,773,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,324
−HK$10,744/mo
▼ 0.25% · 3.875%
HK$176,654
−HK$5,414/mo
Today · 4.125%
HK$182,068
baseline
▲ 0.50% · 4.625%
HK$193,146
+HK$11,078/mo
Deposit HK$4.17M · loan HK$37.57M · min. income ≈ HK$364,136/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,597
−HK$10,297/mo
▼ 0.25% · 3.875%
HK$195,708
−HK$5,186/mo
Today · 4.125%
HK$200,894
baseline
▲ 0.50% · 4.625%
HK$211,484
+HK$10,590/mo
Deposit HK$4.17M · loan HK$37.57M · min. income ≈ HK$401,788/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,773,994 · Scale 2, in force from 26 Feb 2026)