LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,181
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,142
−HK$3,008/mo
Today · 4.125%
HK$101,150
baseline
▲ 0.50% · 4.625%
HK$107,304
+HK$6,154/mo
Deposit HK$20.87M · loan HK$20.87M · min. income ≈ HK$202,300/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,774,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,888
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,728
−HK$2,881/mo
Today · 4.125%
HK$111,609
baseline
▲ 0.50% · 4.625%
HK$117,492
+HK$5,883/mo
Deposit HK$20.87M · loan HK$20.87M · min. income ≈ HK$223,218/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$1,774,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,217
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$117,770
−HK$3,609/mo
Today · 4.125%
HK$121,379
baseline
▲ 0.50% · 4.625%
HK$128,765
+HK$7,386/mo
Deposit HK$16.70M · loan HK$25.04M · min. income ≈ HK$242,758/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,774,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,065
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$130,473
−HK$3,457/mo
Today · 4.125%
HK$133,930
baseline
▲ 0.50% · 4.625%
HK$140,990
+HK$7,060/mo
Deposit HK$16.70M · loan HK$25.04M · min. income ≈ HK$267,860/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,774,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,253
−HK$8,356/mo
▼ 0.25% · 3.875%
HK$137,398
−HK$4,211/mo
Today · 4.125%
HK$141,609
baseline
▲ 0.50% · 4.625%
HK$150,226
+HK$8,617/mo
Deposit HK$12.52M · loan HK$29.22M · min. income ≈ HK$283,218/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,243
−HK$8,009/mo
▼ 0.25% · 3.875%
HK$152,219
−HK$4,033/mo
Today · 4.125%
HK$156,252
baseline
▲ 0.50% · 4.625%
HK$164,488
+HK$8,236/mo
Deposit HK$12.52M · loan HK$29.22M · min. income ≈ HK$312,504/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,326
−HK$10,743/mo
▼ 0.25% · 3.875%
HK$176,655
−HK$5,414/mo
Today · 4.125%
HK$182,069
baseline
▲ 0.50% · 4.625%
HK$193,148
+HK$11,079/mo
Deposit HK$4.17M · loan HK$37.57M · min. income ≈ HK$364,138/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,598
−HK$10,297/mo
▼ 0.25% · 3.875%
HK$195,710
−HK$5,185/mo
Today · 4.125%
HK$200,895
baseline
▲ 0.50% · 4.625%
HK$211,485
+HK$10,590/mo
Deposit HK$4.17M · loan HK$37.57M · min. income ≈ HK$401,790/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,005 · Scale 2, in force from 26 Feb 2026)