LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,519
−HK$596/mo
▼ 0.25% · 3.875%
HK$9,815
−HK$300/mo
Today · 4.125%
HK$10,115
baseline
▲ 0.50% · 4.625%
HK$10,731
+HK$616/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$20,230/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$34,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,589
−HK$572/mo
▼ 0.25% · 3.875%
HK$10,873
−HK$288/mo
Today · 4.125%
HK$11,161
baseline
▲ 0.50% · 4.625%
HK$11,750
+HK$589/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$22,322/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$34,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,422
−HK$717/mo
▼ 0.25% · 3.875%
HK$11,778
−HK$361/mo
Today · 4.125%
HK$12,139
baseline
▲ 0.50% · 4.625%
HK$12,877
+HK$738/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$24,278/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$34,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,707
−HK$687/mo
▼ 0.25% · 3.875%
HK$13,048
−HK$346/mo
Today · 4.125%
HK$13,394
baseline
▲ 0.50% · 4.625%
HK$14,100
+HK$706/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$26,788/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$34,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,326
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,741
−HK$421/mo
Today · 4.125%
HK$14,162
baseline
▲ 0.50% · 4.625%
HK$15,023
+HK$861/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$28,324/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$34,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,825
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,223
−HK$403/mo
Today · 4.125%
HK$15,626
baseline
▲ 0.50% · 4.625%
HK$16,450
+HK$824/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$31,252/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$34,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,133
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,666
−HK$542/mo
Today · 4.125%
HK$18,208
baseline
▲ 0.50% · 4.625%
HK$19,316
+HK$1,108/mo
Deposit HK$417K · loan HK$3.76M · min. income ≈ HK$36,416/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,061
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,572
−HK$519/mo
Today · 4.125%
HK$20,091
baseline
▲ 0.50% · 4.625%
HK$21,150
+HK$1,059/mo
Deposit HK$417K · loan HK$3.76M · min. income ≈ HK$40,182/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$34,970 · Scale 2, in force from 26 Feb 2026)