LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,188
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,149
−HK$3,008/mo
Today · 4.125%
HK$101,157
baseline
▲ 0.50% · 4.625%
HK$107,312
+HK$6,155/mo
Deposit HK$20.87M · loan HK$20.87M · min. income ≈ HK$202,314/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$1,774,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,895
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,735
−HK$2,881/mo
Today · 4.125%
HK$111,616
baseline
▲ 0.50% · 4.625%
HK$117,500
+HK$5,884/mo
Deposit HK$20.87M · loan HK$20.87M · min. income ≈ HK$223,232/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$1,774,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,225
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,778
−HK$3,610/mo
Today · 4.125%
HK$121,388
baseline
▲ 0.50% · 4.625%
HK$128,774
+HK$7,386/mo
Deposit HK$16.70M · loan HK$25.05M · min. income ≈ HK$242,776/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,774,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,074
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$130,482
−HK$3,458/mo
Today · 4.125%
HK$133,940
baseline
▲ 0.50% · 4.625%
HK$141,000
+HK$7,060/mo
Deposit HK$16.70M · loan HK$25.05M · min. income ≈ HK$267,880/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,774,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,263
−HK$8,356/mo
▼ 0.25% · 3.875%
HK$137,408
−HK$4,211/mo
Today · 4.125%
HK$141,619
baseline
▲ 0.50% · 4.625%
HK$150,237
+HK$8,618/mo
Deposit HK$12.52M · loan HK$29.22M · min. income ≈ HK$283,238/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,253
−HK$8,010/mo
▼ 0.25% · 3.875%
HK$152,229
−HK$4,034/mo
Today · 4.125%
HK$156,263
baseline
▲ 0.50% · 4.625%
HK$164,500
+HK$8,237/mo
Deposit HK$12.52M · loan HK$29.22M · min. income ≈ HK$312,526/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,338
−HK$10,744/mo
▼ 0.25% · 3.875%
HK$176,667
−HK$5,415/mo
Today · 4.125%
HK$182,082
baseline
▲ 0.50% · 4.625%
HK$193,161
+HK$11,079/mo
Deposit HK$4.17M · loan HK$37.57M · min. income ≈ HK$364,164/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,612
−HK$10,298/mo
▼ 0.25% · 3.875%
HK$195,724
−HK$5,186/mo
Today · 4.125%
HK$200,910
baseline
▲ 0.50% · 4.625%
HK$211,500
+HK$10,590/mo
Deposit HK$4.17M · loan HK$37.57M · min. income ≈ HK$401,820/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,132 · Scale 2, in force from 26 Feb 2026)