LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,209
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,171
−HK$3,009/mo
Today · 4.125%
HK$101,180
baseline
▲ 0.50% · 4.625%
HK$107,336
+HK$6,156/mo
Deposit HK$20.88M · loan HK$20.88M · min. income ≈ HK$202,360/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$1,774,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,919
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,760
−HK$2,882/mo
Today · 4.125%
HK$111,642
baseline
▲ 0.50% · 4.625%
HK$117,526
+HK$5,884/mo
Deposit HK$20.88M · loan HK$20.88M · min. income ≈ HK$223,284/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$1,774,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,251
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$117,805
−HK$3,610/mo
Today · 4.125%
HK$121,415
baseline
▲ 0.50% · 4.625%
HK$128,803
+HK$7,388/mo
Deposit HK$16.70M · loan HK$25.05M · min. income ≈ HK$242,830/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,774,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,103
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,512
−HK$3,458/mo
Today · 4.125%
HK$133,970
baseline
▲ 0.50% · 4.625%
HK$141,032
+HK$7,062/mo
Deposit HK$16.70M · loan HK$25.05M · min. income ≈ HK$267,940/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,774,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,293
−HK$8,358/mo
▼ 0.25% · 3.875%
HK$137,439
−HK$4,212/mo
Today · 4.125%
HK$141,651
baseline
▲ 0.50% · 4.625%
HK$150,271
+HK$8,620/mo
Deposit HK$12.53M · loan HK$29.23M · min. income ≈ HK$283,302/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,287
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$152,264
−HK$4,034/mo
Today · 4.125%
HK$156,298
baseline
▲ 0.50% · 4.625%
HK$164,537
+HK$8,239/mo
Deposit HK$12.53M · loan HK$29.23M · min. income ≈ HK$312,596/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,376
−HK$10,747/mo
▼ 0.25% · 3.875%
HK$176,707
−HK$5,416/mo
Today · 4.125%
HK$182,123
baseline
▲ 0.50% · 4.625%
HK$193,205
+HK$11,082/mo
Deposit HK$4.18M · loan HK$37.58M · min. income ≈ HK$364,246/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,655
−HK$10,300/mo
▼ 0.25% · 3.875%
HK$195,768
−HK$5,187/mo
Today · 4.125%
HK$200,955
baseline
▲ 0.50% · 4.625%
HK$211,548
+HK$10,593/mo
Deposit HK$4.18M · loan HK$37.58M · min. income ≈ HK$401,910/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,532 · Scale 2, in force from 26 Feb 2026)