LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,209
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,171
−HK$3,009/mo
Today · 4.125%
HK$101,180
baseline
▲ 0.50% · 4.625%
HK$107,337
+HK$6,157/mo
Deposit HK$20.88M · loan HK$20.88M · min. income ≈ HK$202,360/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$1,774,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,920
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,760
−HK$2,882/mo
Today · 4.125%
HK$111,642
baseline
▲ 0.50% · 4.625%
HK$117,527
+HK$5,885/mo
Deposit HK$20.88M · loan HK$20.88M · min. income ≈ HK$223,284/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$1,774,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,251
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$117,805
−HK$3,611/mo
Today · 4.125%
HK$121,416
baseline
▲ 0.50% · 4.625%
HK$128,804
+HK$7,388/mo
Deposit HK$16.70M · loan HK$25.05M · min. income ≈ HK$242,832/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,774,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,104
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,512
−HK$3,459/mo
Today · 4.125%
HK$133,971
baseline
▲ 0.50% · 4.625%
HK$141,032
+HK$7,061/mo
Deposit HK$16.70M · loan HK$25.05M · min. income ≈ HK$267,942/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,774,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,293
−HK$8,359/mo
▼ 0.25% · 3.875%
HK$137,439
−HK$4,213/mo
Today · 4.125%
HK$141,652
baseline
▲ 0.50% · 4.625%
HK$150,271
+HK$8,619/mo
Deposit HK$12.53M · loan HK$29.23M · min. income ≈ HK$283,304/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,287
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$152,264
−HK$4,035/mo
Today · 4.125%
HK$156,299
baseline
▲ 0.50% · 4.625%
HK$164,538
+HK$8,239/mo
Deposit HK$12.53M · loan HK$29.23M · min. income ≈ HK$312,598/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,377
−HK$10,747/mo
▼ 0.25% · 3.875%
HK$176,708
−HK$5,416/mo
Today · 4.125%
HK$182,124
baseline
▲ 0.50% · 4.625%
HK$193,206
+HK$11,082/mo
Deposit HK$4.18M · loan HK$37.58M · min. income ≈ HK$364,248/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,655
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$195,769
−HK$5,187/mo
Today · 4.125%
HK$200,956
baseline
▲ 0.50% · 4.625%
HK$211,548
+HK$10,592/mo
Deposit HK$4.18M · loan HK$37.58M · min. income ≈ HK$401,912/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,539 · Scale 2, in force from 26 Feb 2026)