LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,211
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,172
−HK$3,009/mo
Today · 4.125%
HK$101,181
baseline
▲ 0.50% · 4.625%
HK$107,338
+HK$6,157/mo
Deposit HK$20.88M · loan HK$20.88M · min. income ≈ HK$202,362/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$1,774,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,921
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,762
−HK$2,882/mo
Today · 4.125%
HK$111,644
baseline
▲ 0.50% · 4.625%
HK$117,529
+HK$5,885/mo
Deposit HK$20.88M · loan HK$20.88M · min. income ≈ HK$223,288/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$1,774,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,253
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$117,807
−HK$3,611/mo
Today · 4.125%
HK$121,418
baseline
▲ 0.50% · 4.625%
HK$128,806
+HK$7,388/mo
Deposit HK$16.70M · loan HK$25.05M · min. income ≈ HK$242,836/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,774,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,105
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,514
−HK$3,458/mo
Today · 4.125%
HK$133,972
baseline
▲ 0.50% · 4.625%
HK$141,034
+HK$7,062/mo
Deposit HK$16.70M · loan HK$25.05M · min. income ≈ HK$267,944/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,774,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,295
−HK$8,359/mo
▼ 0.25% · 3.875%
HK$137,441
−HK$4,213/mo
Today · 4.125%
HK$141,654
baseline
▲ 0.50% · 4.625%
HK$150,273
+HK$8,619/mo
Deposit HK$12.53M · loan HK$29.23M · min. income ≈ HK$283,308/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,290
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$152,267
−HK$4,034/mo
Today · 4.125%
HK$156,301
baseline
▲ 0.50% · 4.625%
HK$164,540
+HK$8,239/mo
Deposit HK$12.53M · loan HK$29.23M · min. income ≈ HK$312,602/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,379
−HK$10,747/mo
▼ 0.25% · 3.875%
HK$176,710
−HK$5,416/mo
Today · 4.125%
HK$182,126
baseline
▲ 0.50% · 4.625%
HK$193,208
+HK$11,082/mo
Deposit HK$4.18M · loan HK$37.58M · min. income ≈ HK$364,252/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,658
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$195,771
−HK$5,188/mo
Today · 4.125%
HK$200,959
baseline
▲ 0.50% · 4.625%
HK$211,551
+HK$10,592/mo
Deposit HK$4.18M · loan HK$37.58M · min. income ≈ HK$401,918/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,564 · Scale 2, in force from 26 Feb 2026)