LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,231
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,193
−HK$3,010/mo
Today · 4.125%
HK$101,203
baseline
▲ 0.50% · 4.625%
HK$107,360
+HK$6,157/mo
Deposit HK$20.88M · loan HK$20.88M · min. income ≈ HK$202,406/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,774,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,943
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,785
−HK$2,882/mo
Today · 4.125%
HK$111,667
baseline
▲ 0.50% · 4.625%
HK$117,553
+HK$5,886/mo
Deposit HK$20.88M · loan HK$20.88M · min. income ≈ HK$223,334/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,774,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,277
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$117,832
−HK$3,611/mo
Today · 4.125%
HK$121,443
baseline
▲ 0.50% · 4.625%
HK$128,833
+HK$7,390/mo
Deposit HK$16.71M · loan HK$25.06M · min. income ≈ HK$242,886/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,774,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,132
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$130,541
−HK$3,459/mo
Today · 4.125%
HK$134,000
baseline
▲ 0.50% · 4.625%
HK$141,064
+HK$7,064/mo
Deposit HK$16.71M · loan HK$25.06M · min. income ≈ HK$268,000/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,774,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,323
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$137,470
−HK$4,214/mo
Today · 4.125%
HK$141,684
baseline
▲ 0.50% · 4.625%
HK$150,305
+HK$8,621/mo
Deposit HK$12.53M · loan HK$29.23M · min. income ≈ HK$283,368/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,321
−HK$8,013/mo
▼ 0.25% · 3.875%
HK$152,298
−HK$4,036/mo
Today · 4.125%
HK$156,334
baseline
▲ 0.50% · 4.625%
HK$164,574
+HK$8,240/mo
Deposit HK$12.53M · loan HK$29.23M · min. income ≈ HK$312,668/mo (50% DSR)
Upfront cash ≈ HK$14.30M (deposit + AVD stamp duty HK$1,774,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,415
−HK$10,750/mo
▼ 0.25% · 3.875%
HK$176,747
−HK$5,418/mo
Today · 4.125%
HK$182,165
baseline
▲ 0.50% · 4.625%
HK$193,249
+HK$11,084/mo
Deposit HK$4.18M · loan HK$37.59M · min. income ≈ HK$364,330/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,698
−HK$10,303/mo
▼ 0.25% · 3.875%
HK$195,812
−HK$5,189/mo
Today · 4.125%
HK$201,001
baseline
▲ 0.50% · 4.625%
HK$211,596
+HK$10,595/mo
Deposit HK$4.18M · loan HK$37.59M · min. income ≈ HK$402,002/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,774,935 · Scale 2, in force from 26 Feb 2026)