LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,524
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,821
−HK$301/mo
Today · 4.125%
HK$10,122
baseline
▲ 0.50% · 4.625%
HK$10,738
+HK$616/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$20,244/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$35,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,596
−HK$572/mo
▼ 0.25% · 3.875%
HK$10,880
−HK$288/mo
Today · 4.125%
HK$11,168
baseline
▲ 0.50% · 4.625%
HK$11,757
+HK$589/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$22,336/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$35,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,429
−HK$717/mo
▼ 0.25% · 3.875%
HK$11,785
−HK$361/mo
Today · 4.125%
HK$12,146
baseline
▲ 0.50% · 4.625%
HK$12,885
+HK$739/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$24,292/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$35,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,715
−HK$687/mo
▼ 0.25% · 3.875%
HK$13,056
−HK$346/mo
Today · 4.125%
HK$13,402
baseline
▲ 0.50% · 4.625%
HK$14,108
+HK$706/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$26,804/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$35,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,334
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,749
−HK$421/mo
Today · 4.125%
HK$14,170
baseline
▲ 0.50% · 4.625%
HK$15,033
+HK$863/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$28,340/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$35,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,834
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,232
−HK$404/mo
Today · 4.125%
HK$15,636
baseline
▲ 0.50% · 4.625%
HK$16,460
+HK$824/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$31,272/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$35,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,144
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,677
−HK$542/mo
Today · 4.125%
HK$18,219
baseline
▲ 0.50% · 4.625%
HK$19,328
+HK$1,109/mo
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,438/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$35,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,072
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,584
−HK$519/mo
Today · 4.125%
HK$20,103
baseline
▲ 0.50% · 4.625%
HK$21,162
+HK$1,059/mo
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$40,206/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$35,479 · Scale 2, in force from 26 Feb 2026)