LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,244
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,207
−HK$3,010/mo
Today · 4.125%
HK$101,217
baseline
▲ 0.50% · 4.625%
HK$107,376
+HK$6,159/mo
Deposit HK$20.88M · loan HK$20.88M · min. income ≈ HK$202,434/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,775,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,958
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,800
−HK$2,883/mo
Today · 4.125%
HK$111,683
baseline
▲ 0.50% · 4.625%
HK$117,570
+HK$5,887/mo
Deposit HK$20.88M · loan HK$20.88M · min. income ≈ HK$223,366/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,775,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,293
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$117,848
−HK$3,612/mo
Today · 4.125%
HK$121,460
baseline
▲ 0.50% · 4.625%
HK$128,851
+HK$7,391/mo
Deposit HK$16.71M · loan HK$25.06M · min. income ≈ HK$242,920/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,775,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,150
−HK$6,870/mo
▼ 0.25% · 3.875%
HK$130,560
−HK$3,460/mo
Today · 4.125%
HK$134,020
baseline
▲ 0.50% · 4.625%
HK$141,084
+HK$7,064/mo
Deposit HK$16.71M · loan HK$25.06M · min. income ≈ HK$268,040/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,775,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,342
−HK$8,362/mo
▼ 0.25% · 3.875%
HK$137,490
−HK$4,214/mo
Today · 4.125%
HK$141,704
baseline
▲ 0.50% · 4.625%
HK$150,326
+HK$8,622/mo
Deposit HK$12.53M · loan HK$29.24M · min. income ≈ HK$283,408/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,342
−HK$8,014/mo
▼ 0.25% · 3.875%
HK$152,320
−HK$4,036/mo
Today · 4.125%
HK$156,356
baseline
▲ 0.50% · 4.625%
HK$164,598
+HK$8,242/mo
Deposit HK$12.53M · loan HK$29.24M · min. income ≈ HK$312,712/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,440
−HK$10,751/mo
▼ 0.25% · 3.875%
HK$176,773
−HK$5,418/mo
Today · 4.125%
HK$182,191
baseline
▲ 0.50% · 4.625%
HK$193,276
+HK$11,085/mo
Deposit HK$4.18M · loan HK$37.59M · min. income ≈ HK$364,382/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,725
−HK$10,304/mo
▼ 0.25% · 3.875%
HK$195,840
−HK$5,189/mo
Today · 4.125%
HK$201,029
baseline
▲ 0.50% · 4.625%
HK$211,626
+HK$10,597/mo
Deposit HK$4.18M · loan HK$37.59M · min. income ≈ HK$402,058/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,189 · Scale 2, in force from 26 Feb 2026)