LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,254
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,217
−HK$3,010/mo
Today · 4.125%
HK$101,227
baseline
▲ 0.50% · 4.625%
HK$107,387
+HK$6,160/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$202,454/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,775,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,969
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,811
−HK$2,884/mo
Today · 4.125%
HK$111,695
baseline
▲ 0.50% · 4.625%
HK$117,582
+HK$5,887/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$223,390/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,775,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,305
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$117,861
−HK$3,612/mo
Today · 4.125%
HK$121,473
baseline
▲ 0.50% · 4.625%
HK$128,864
+HK$7,391/mo
Deposit HK$16.71M · loan HK$25.06M · min. income ≈ HK$242,946/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,775,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,163
−HK$6,870/mo
▼ 0.25% · 3.875%
HK$130,574
−HK$3,459/mo
Today · 4.125%
HK$134,033
baseline
▲ 0.50% · 4.625%
HK$141,099
+HK$7,066/mo
Deposit HK$16.71M · loan HK$25.06M · min. income ≈ HK$268,066/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,775,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,356
−HK$8,362/mo
▼ 0.25% · 3.875%
HK$137,504
−HK$4,214/mo
Today · 4.125%
HK$141,718
baseline
▲ 0.50% · 4.625%
HK$150,342
+HK$8,624/mo
Deposit HK$12.53M · loan HK$29.24M · min. income ≈ HK$283,436/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,357
−HK$8,015/mo
▼ 0.25% · 3.875%
HK$152,336
−HK$4,036/mo
Today · 4.125%
HK$156,372
baseline
▲ 0.50% · 4.625%
HK$164,615
+HK$8,243/mo
Deposit HK$12.53M · loan HK$29.24M · min. income ≈ HK$312,744/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,458
−HK$10,751/mo
▼ 0.25% · 3.875%
HK$176,791
−HK$5,418/mo
Today · 4.125%
HK$182,209
baseline
▲ 0.50% · 4.625%
HK$193,296
+HK$11,087/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$364,418/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,745
−HK$10,305/mo
▼ 0.25% · 3.875%
HK$195,860
−HK$5,190/mo
Today · 4.125%
HK$201,050
baseline
▲ 0.50% · 4.625%
HK$211,648
+HK$10,598/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$402,100/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,372 · Scale 2, in force from 26 Feb 2026)