LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,257
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,220
−HK$3,010/mo
Today · 4.125%
HK$101,230
baseline
▲ 0.50% · 4.625%
HK$107,390
+HK$6,160/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$202,460/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,775,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,972
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,814
−HK$2,883/mo
Today · 4.125%
HK$111,697
baseline
▲ 0.50% · 4.625%
HK$117,585
+HK$5,888/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$223,394/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,775,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,308
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$117,863
−HK$3,613/mo
Today · 4.125%
HK$121,476
baseline
▲ 0.50% · 4.625%
HK$128,867
+HK$7,391/mo
Deposit HK$16.71M · loan HK$25.06M · min. income ≈ HK$242,952/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,166
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,577
−HK$3,460/mo
Today · 4.125%
HK$134,037
baseline
▲ 0.50% · 4.625%
HK$141,102
+HK$7,065/mo
Deposit HK$16.71M · loan HK$25.06M · min. income ≈ HK$268,074/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,359
−HK$8,363/mo
▼ 0.25% · 3.875%
HK$137,507
−HK$4,215/mo
Today · 4.125%
HK$141,722
baseline
▲ 0.50% · 4.625%
HK$150,345
+HK$8,623/mo
Deposit HK$12.53M · loan HK$29.24M · min. income ≈ HK$283,444/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,361
−HK$8,015/mo
▼ 0.25% · 3.875%
HK$152,340
−HK$4,036/mo
Today · 4.125%
HK$156,376
baseline
▲ 0.50% · 4.625%
HK$164,619
+HK$8,243/mo
Deposit HK$12.53M · loan HK$29.24M · min. income ≈ HK$312,752/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,462
−HK$10,752/mo
▼ 0.25% · 3.875%
HK$176,795
−HK$5,419/mo
Today · 4.125%
HK$182,214
baseline
▲ 0.50% · 4.625%
HK$193,301
+HK$11,087/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$364,428/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,749
−HK$10,306/mo
▼ 0.25% · 3.875%
HK$195,865
−HK$5,190/mo
Today · 4.125%
HK$201,055
baseline
▲ 0.50% · 4.625%
HK$211,653
+HK$10,598/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$402,110/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,416 · Scale 2, in force from 26 Feb 2026)