LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,257
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,220
−HK$3,010/mo
Today · 4.125%
HK$101,230
baseline
▲ 0.50% · 4.625%
HK$107,390
+HK$6,160/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$202,460/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,775,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,972
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,815
−HK$2,883/mo
Today · 4.125%
HK$111,698
baseline
▲ 0.50% · 4.625%
HK$117,586
+HK$5,888/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$223,396/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,775,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,308
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,864
−HK$3,613/mo
Today · 4.125%
HK$121,477
baseline
▲ 0.50% · 4.625%
HK$128,868
+HK$7,391/mo
Deposit HK$16.71M · loan HK$25.06M · min. income ≈ HK$242,954/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,167
−HK$6,870/mo
▼ 0.25% · 3.875%
HK$130,578
−HK$3,459/mo
Today · 4.125%
HK$134,037
baseline
▲ 0.50% · 4.625%
HK$141,103
+HK$7,066/mo
Deposit HK$16.71M · loan HK$25.06M · min. income ≈ HK$268,074/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,360
−HK$8,363/mo
▼ 0.25% · 3.875%
HK$137,508
−HK$4,215/mo
Today · 4.125%
HK$141,723
baseline
▲ 0.50% · 4.625%
HK$150,346
+HK$8,623/mo
Deposit HK$12.53M · loan HK$29.24M · min. income ≈ HK$283,446/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,361
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$152,340
−HK$4,037/mo
Today · 4.125%
HK$156,377
baseline
▲ 0.50% · 4.625%
HK$164,620
+HK$8,243/mo
Deposit HK$12.53M · loan HK$29.24M · min. income ≈ HK$312,754/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,463
−HK$10,752/mo
▼ 0.25% · 3.875%
HK$176,796
−HK$5,419/mo
Today · 4.125%
HK$182,215
baseline
▲ 0.50% · 4.625%
HK$193,302
+HK$11,087/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$364,430/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,750
−HK$10,306/mo
▼ 0.25% · 3.875%
HK$195,866
−HK$5,190/mo
Today · 4.125%
HK$201,056
baseline
▲ 0.50% · 4.625%
HK$211,654
+HK$10,598/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$402,112/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,425 · Scale 2, in force from 26 Feb 2026)