LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,259
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,222
−HK$3,011/mo
Today · 4.125%
HK$101,233
baseline
▲ 0.50% · 4.625%
HK$107,393
+HK$6,160/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$202,466/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,775,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,975
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,817
−HK$2,884/mo
Today · 4.125%
HK$111,701
baseline
▲ 0.50% · 4.625%
HK$117,588
+HK$5,887/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$223,402/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$1,775,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,311
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,867
−HK$3,613/mo
Today · 4.125%
HK$121,480
baseline
▲ 0.50% · 4.625%
HK$128,871
+HK$7,391/mo
Deposit HK$16.71M · loan HK$25.07M · min. income ≈ HK$242,960/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,170
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,581
−HK$3,460/mo
Today · 4.125%
HK$134,041
baseline
▲ 0.50% · 4.625%
HK$141,106
+HK$7,065/mo
Deposit HK$16.71M · loan HK$25.07M · min. income ≈ HK$268,082/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,363
−HK$8,363/mo
▼ 0.25% · 3.875%
HK$137,511
−HK$4,215/mo
Today · 4.125%
HK$141,726
baseline
▲ 0.50% · 4.625%
HK$150,350
+HK$8,624/mo
Deposit HK$12.53M · loan HK$29.24M · min. income ≈ HK$283,452/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,365
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$152,344
−HK$4,037/mo
Today · 4.125%
HK$156,381
baseline
▲ 0.50% · 4.625%
HK$164,624
+HK$8,243/mo
Deposit HK$12.53M · loan HK$29.24M · min. income ≈ HK$312,762/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,467
−HK$10,752/mo
▼ 0.25% · 3.875%
HK$176,800
−HK$5,419/mo
Today · 4.125%
HK$182,219
baseline
▲ 0.50% · 4.625%
HK$193,307
+HK$11,088/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$364,438/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,755
−HK$10,306/mo
▼ 0.25% · 3.875%
HK$195,871
−HK$5,190/mo
Today · 4.125%
HK$201,061
baseline
▲ 0.50% · 4.625%
HK$211,659
+HK$10,598/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$402,122/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,468 · Scale 2, in force from 26 Feb 2026)