LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,526
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,823
−HK$301/mo
Today · 4.125%
HK$10,124
baseline
▲ 0.50% · 4.625%
HK$10,740
+HK$616/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$20,248/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$35,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,598
−HK$572/mo
▼ 0.25% · 3.875%
HK$10,882
−HK$288/mo
Today · 4.125%
HK$11,170
baseline
▲ 0.50% · 4.625%
HK$11,759
+HK$589/mo
Deposit HK$2.09M · loan HK$2.09M · min. income ≈ HK$22,340/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$35,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,432
−HK$716/mo
▼ 0.25% · 3.875%
HK$11,787
−HK$361/mo
Today · 4.125%
HK$12,148
baseline
▲ 0.50% · 4.625%
HK$12,888
+HK$740/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$24,296/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$35,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,717
−HK$688/mo
▼ 0.25% · 3.875%
HK$13,059
−HK$346/mo
Today · 4.125%
HK$13,405
baseline
▲ 0.50% · 4.625%
HK$14,111
+HK$706/mo
Deposit HK$1.67M · loan HK$2.51M · min. income ≈ HK$26,810/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$35,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,337
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,752
−HK$421/mo
Today · 4.125%
HK$14,173
baseline
▲ 0.50% · 4.625%
HK$15,036
+HK$863/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$28,346/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$35,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,837
−HK$802/mo
▼ 0.25% · 3.875%
HK$15,235
−HK$404/mo
Today · 4.125%
HK$15,639
baseline
▲ 0.50% · 4.625%
HK$16,463
+HK$824/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$31,278/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$35,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,147
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,681
−HK$542/mo
Today · 4.125%
HK$18,223
baseline
▲ 0.50% · 4.625%
HK$19,331
+HK$1,108/mo
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,446/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$35,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,076
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,588
−HK$519/mo
Today · 4.125%
HK$20,107
baseline
▲ 0.50% · 4.625%
HK$21,167
+HK$1,060/mo
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$40,214/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$35,645 · Scale 2, in force from 26 Feb 2026)