LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,267
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,231
−HK$3,010/mo
Today · 4.125%
HK$101,241
baseline
▲ 0.50% · 4.625%
HK$107,402
+HK$6,161/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$202,482/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,775,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,984
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,826
−HK$2,884/mo
Today · 4.125%
HK$111,710
baseline
▲ 0.50% · 4.625%
HK$117,598
+HK$5,888/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$223,420/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,775,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,321
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,877
−HK$3,613/mo
Today · 4.125%
HK$121,490
baseline
▲ 0.50% · 4.625%
HK$128,882
+HK$7,392/mo
Deposit HK$16.71M · loan HK$25.07M · min. income ≈ HK$242,980/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,181
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,592
−HK$3,460/mo
Today · 4.125%
HK$134,052
baseline
▲ 0.50% · 4.625%
HK$141,118
+HK$7,066/mo
Deposit HK$16.71M · loan HK$25.07M · min. income ≈ HK$268,104/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,374
−HK$8,364/mo
▼ 0.25% · 3.875%
HK$137,523
−HK$4,215/mo
Today · 4.125%
HK$141,738
baseline
▲ 0.50% · 4.625%
HK$150,362
+HK$8,624/mo
Deposit HK$12.53M · loan HK$29.25M · min. income ≈ HK$283,476/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,377
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$152,357
−HK$4,037/mo
Today · 4.125%
HK$156,394
baseline
▲ 0.50% · 4.625%
HK$164,638
+HK$8,244/mo
Deposit HK$12.53M · loan HK$29.25M · min. income ≈ HK$312,788/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,481
−HK$10,753/mo
▼ 0.25% · 3.875%
HK$176,815
−HK$5,419/mo
Today · 4.125%
HK$182,234
baseline
▲ 0.50% · 4.625%
HK$193,323
+HK$11,089/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$364,468/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,771
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$195,887
−HK$5,191/mo
Today · 4.125%
HK$201,078
baseline
▲ 0.50% · 4.625%
HK$211,677
+HK$10,599/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$402,156/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,616 · Scale 2, in force from 26 Feb 2026)