LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,273
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,237
−HK$3,011/mo
Today · 4.125%
HK$101,248
baseline
▲ 0.50% · 4.625%
HK$107,409
+HK$6,161/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$202,496/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,775,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,991
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,833
−HK$2,884/mo
Today · 4.125%
HK$111,717
baseline
▲ 0.50% · 4.625%
HK$117,606
+HK$5,889/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$223,434/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,775,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,328
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,884
−HK$3,614/mo
Today · 4.125%
HK$121,498
baseline
▲ 0.50% · 4.625%
HK$128,890
+HK$7,392/mo
Deposit HK$16.71M · loan HK$25.07M · min. income ≈ HK$242,996/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,189
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,600
−HK$3,461/mo
Today · 4.125%
HK$134,061
baseline
▲ 0.50% · 4.625%
HK$141,127
+HK$7,066/mo
Deposit HK$16.71M · loan HK$25.07M · min. income ≈ HK$268,122/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,383
−HK$8,364/mo
▼ 0.25% · 3.875%
HK$137,532
−HK$4,215/mo
Today · 4.125%
HK$141,747
baseline
▲ 0.50% · 4.625%
HK$150,372
+HK$8,625/mo
Deposit HK$12.53M · loan HK$29.25M · min. income ≈ HK$283,494/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,387
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$152,367
−HK$4,037/mo
Today · 4.125%
HK$156,404
baseline
▲ 0.50% · 4.625%
HK$164,648
+HK$8,244/mo
Deposit HK$12.53M · loan HK$29.25M · min. income ≈ HK$312,808/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,492
−HK$10,754/mo
▼ 0.25% · 3.875%
HK$176,827
−HK$5,419/mo
Today · 4.125%
HK$182,246
baseline
▲ 0.50% · 4.625%
HK$193,336
+HK$11,090/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$364,492/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,783
−HK$10,308/mo
▼ 0.25% · 3.875%
HK$195,900
−HK$5,191/mo
Today · 4.125%
HK$201,091
baseline
▲ 0.50% · 4.625%
HK$211,691
+HK$10,600/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$402,182/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,731 · Scale 2, in force from 26 Feb 2026)