LTV · monthly repayment
▼ 0.50% · 3.625%
HK$95,275
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,239
−HK$3,011/mo
Today · 4.125%
HK$101,250
baseline
▲ 0.50% · 4.625%
HK$107,411
+HK$6,161/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$202,500/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,775,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,993
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,835
−HK$2,884/mo
Today · 4.125%
HK$111,719
baseline
▲ 0.50% · 4.625%
HK$117,608
+HK$5,889/mo
Deposit HK$20.89M · loan HK$20.89M · min. income ≈ HK$223,438/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$1,775,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,330
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,886
−HK$3,614/mo
Today · 4.125%
HK$121,500
baseline
▲ 0.50% · 4.625%
HK$128,893
+HK$7,393/mo
Deposit HK$16.71M · loan HK$25.07M · min. income ≈ HK$243,000/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,191
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,602
−HK$3,461/mo
Today · 4.125%
HK$134,063
baseline
▲ 0.50% · 4.625%
HK$141,130
+HK$7,067/mo
Deposit HK$16.71M · loan HK$25.07M · min. income ≈ HK$268,126/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,775,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,385
−HK$8,365/mo
▼ 0.25% · 3.875%
HK$137,534
−HK$4,216/mo
Today · 4.125%
HK$141,750
baseline
▲ 0.50% · 4.625%
HK$150,375
+HK$8,625/mo
Deposit HK$12.53M · loan HK$29.25M · min. income ≈ HK$283,500/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,390
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$152,369
−HK$4,038/mo
Today · 4.125%
HK$156,407
baseline
▲ 0.50% · 4.625%
HK$164,651
+HK$8,244/mo
Deposit HK$12.53M · loan HK$29.25M · min. income ≈ HK$312,814/mo (50% DSR)
Upfront cash ≈ HK$14.31M (deposit + AVD stamp duty HK$1,775,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,495
−HK$10,754/mo
▼ 0.25% · 3.875%
HK$176,830
−HK$5,419/mo
Today · 4.125%
HK$182,249
baseline
▲ 0.50% · 4.625%
HK$193,339
+HK$11,090/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$364,498/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,787
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$195,904
−HK$5,190/mo
Today · 4.125%
HK$201,094
baseline
▲ 0.50% · 4.625%
HK$211,694
+HK$10,600/mo
Deposit HK$4.18M · loan HK$37.60M · min. income ≈ HK$402,188/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$1,775,762 · Scale 2, in force from 26 Feb 2026)